Never Pay Full Price – EVER!


I wouldn’t go so far as to say I’m a bargain hunter. My grandparents drive into another state for better gas prices. Unfortunately I don’t have the leisure of spending hours searching for the absolute best deal out there.

My time, like everyone else, is limited. But one thing is for certain, I NEVER pay full price for ANYTHING….well, most of the time anyway.


With a little bit of sleuthing and due diligence, there’s always ways to get a better deal.

Recently I made two relatively large purchases – a bundle of software and new running gear. The combined damage would have been over $500, but naturally, there was no way I planned on paying that amount.

To add to the situation, I had missed the promotion deadline for the software deal and had to call the company. Through a combination of strategies and finagling the package was mine for the original promotional offer (an 80% discount) while I snatched up the running gear for 60% off the sticker price.

It’s no big secret, but why do you think companies can offer such great deals? It’s because there are multiple layers of overhead and profit compounded at each stage in the production chain.

Let me ingrain this in your brain…


Many people scoff at the idea of using coupons, applying for rebates, or negotiating a better deal. Who knows why exactly, generally it’s viewed as lower class.

Really, it makes you look arrogant and lazy. Why would you “just pay it” when 15 mins of WiFi could yield a big dent in price. The underlying theme here is EDUCATION. By taking a short amount of time to educate ourselves, we walk in better prepared, more knowledgeable about the purchase, and able to recognize when we’re getting a raw deal.

We’ll take a quick break here so I can recommend two sites. RetailMeNot and FatWallet both have strong user bases. Contributing regularly, most listed deals are up to date. There’s also some nice search functions if you know specifically what you’re looking for.

Going back to the intro, I don’t scrounge around for table scraps. But don’t forget about OPTIMIZATION, the discount itself isn’t the goal either – focus on the ratio – how much less than the original price you are paying.

One of the bigger big faux pas we face is negotiating. This seems to have an even more negative framing than coupons and rebates. It makes you look cheap, pushy, and down right mean.

The single largest purchase in most people’s lives is their home. That being said, every little bit counts. Whether it’s not signing until you get a rate 1% less than the offer, pushing the multitude of fees and costs back on others, or taking advantage of various promotions – we start to talk about THOUSANDS OF DOLLARS.

I knew someone who purchased a home. When I asked how much they negotiated it down, they replied “I didn’t, I thought it was a fair price”. What?? I was floored.

Whenever you’re making any purchase, remember these three simple rules:


I would highly recommend the podcast “Winners Don’t Take All” by Margaret Neale to expand your idea about negotiation. About an hour long, it will not be wasted – I promise.

You can buy the complete course package from the website, but of course, because we no longer pay full price for anything – get on iTunes U and find the podcast under the Stanford Center for Social Innovation.

We’ll wrap up with a free deal that could not get any easier. Next time you’re renting a movie at RedBox, click the promotion button and enter one of the following codes:


Photo by Dune Chaser

Join our newsletter


Subscribe to get the latest "Engineer Your Finances" content via email.

Powered by ConvertKit
About the author

6 Responses
  1. So true so true!

    It took me too long to learn this… and more. I use to be a product snob always wanting the best of everything. It also always had to be new too.

    Several years ago I had a revelation and now I look at acquisition in a new light. For example the last time I needed a computer, I picked one up refurbished with a warranty on eBay for $99.

    I’m never looking back!
    .-= LeanLifeCoach´s last blog ..Good Debt, Bad Debt… All Debt Sucks =-.

  2. I couldn’t tell you the last thing i bought full-price. Except for candy bars and lottery tickets ;) all others must be at lest 20% off or i keep on walkin.

  3. If I’m going to buy something online I usually type in the item followed by coupon or deal in Google. Never hurts to see what comes up and I’ve saved hundreds even though it’s taken less than 3 minutes ever to do it.

    Austin @ Foreigner’s Finances
    .-= Austin´s last blog ..The 5 Books That Changed My Money Life =-.

    1. Fin Engr

      @ Austin: Great example!

      This is what I don’t quite understand. People talk about not using coupons because they look at their “billing rate” and their “time is worth more than their money”.

      If it takes you [literally] 3 minutes to find a coupon code to save $50 – you’d have to be making $1,000 per hour for it not to be worth your time!

Join our newsletter

Subscribe to get the latest "Engineer Your Finances" content via email.

Powered by ConvertKit Top Finance Blogs


SSCP   CAS-002   9L0-066   350-050   642-999   220-801   74-678   642-732   400-051   ICGB   c2010-652   70-413   101-400   220-902   350-080   210-260   70-246   1Z0-144   3002   AWS-SYSOPS   70-347   PEGACPBA71V1   220-901   70-534   LX0-104   070-461   HP0-S42   1Z0-061   000-105   70-486   70-177   N10-006   500-260   640-692   70-980   CISM   VCP550   70-532   200-101   000-080   PR000041   2V0-621   70-411   352-001   70-480   70-461   ICBB   000-089   70-410   350-029   1Z0-060   2V0-620   210-065   70-463   70-483   CRISC   MB6-703   1z0-808   220-802   ITILFND   1Z0-804   LX0-103   MB2-704   210-060   101   200-310   640-911   200-120   EX300   300-209   1Z0-803   350-001   400-201   9L0-012   70-488   JN0-102   640-916   70-270   100-101   MB5-705   JK0-022   350-060   300-320   1z0-434   350-018   400-101   350-030   000-106   ADM-201   300-135   300-208   EX200   PMP   NSE4   1Z0-051   c2010-657   C_TFIN52_66   300-115   70-417   9A0-385   70-243   300-075   70-487   NS0-157   MB2-707   70-533   CAP   OG0-093   M70-101   300-070   102-400   JN0-360   SY0-401   000-017   300-206   CCA-500   70-412   2V0-621D   70-178   810-403   70-462   OG0-091   1V0-601   200-355   000-104   700-501   70-346   CISSP   300-101   1Y0-201   200-125  , 200-125  , 100-105  , 100-105  , 1Z0-803  , 400-051   EX300  , CISM   100-105  , 000-106   400-201   642-732   220-902   70-410  , MB6-703   810-403   70-243  , CAS-002  , AWS-SYSOPS   70-462   70-410   2V0-621   LX0-103   70-461  , 220-902   1Z0-144   70-178   70-270   350-080  , 1Y0-201   1z0-808  , NSE4   102-400  , ADM-201   SSCP  , 200-125  , 640-911   000-104   640-692   300-320   350-060   000-089  , 000-017   1z0-808   700-501   1Z0-051  , 70-177   M70-101   300-209   70-461   3002   N10-006   VCP550   70-487   300-320  , 3002   700-501   NS0-157  , 1V0-601   CAS-002