USDA Loans. For everyone?

Is the American dream of homeownership still in your dreams?  Thanks to USDA loans, more and more Americans are becoming homeowners, and you can become one of them. With huge benefits and easy qualification measures, if you’re looking to buy a home in a rural area, a USDA loan could be the perfect finance option for you.

When financing a home, one of the biggest hurdles is often coming up with enough cash to make a down payment on your loan. But with a USDA loan, you don’t have to worry about this.  USDA loans are the only non-military loans that offer $0 down payment even with 100% financing, so you don’t have to wait to start looking for a home.

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Financial Mistakes of Young Families

The following is a guest post by Crystal at Budgeting in the Fun Stuff.  Her blog covers living expenses, saving for your future, and the fun stuff in between.  Quickly gaining popularity and a strong following, make sure to check out her other great articles before she goes big-time!


I don’t hit on parental subjects very often since I only have dogs, but I liked these tips in the Yahoo Finance article, The Six Mistakes Young Families Make.  I think these are mistakes made by lots of people, not just young families.

Here’s their six mistakes and my view on them:

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Career Lessons from Dating

Probably one of the more fun articles I’ve written, I was ecstatic when Budgeting in the Fun Stuff let me reprint this article.  The original link is included, so check out all the great comments!  I’d been on a string of career-type articles, being added to a few Wisebread listings courtesy of Linsey Knerl.  ENJOY…

Parallels are all around us. Browsing the site, you may have already come across Financial Lessons From Engineering or Financial Lessons from Running, which made relationships to personal finance from other experiences.

Making the connections can be a lot of fun, and the more adventures we have in life – the more overlapping themes we’ll notice. The funniest part is, you’ll be surprised at where they pop up!

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5 Steps to Repair Credit

Today, we’ve got a quick guest post from one of the community members over at Credit Magic. Still on autopilot, will get back to regular writing after The Big Day. Repairing your credit report and removing negative items can make your financial life much easier. The reason? Because good credit is required to get home … Read more