Protect Your Purchases: Free Inventory Software

What You Own Home InventoryAfter our wedding, one of the financial to-do’s* was consolidate insurance. When the agent asked me if I could ballpark the replacement cost of everything we were insuring I jokingly responded – somewhere between $100 and $100,000 should cover it.

Unless you live in a hurricane zone or have a taste for the exquisite, property insurance doesn’t regularly cross our minds. Once you own a home it becomes more of a consideration, but people still fall short in estimating the true value of what they actually own.

Starting out, we have very little, and often discount those items. Seems silly to insure our used futon doesn’t it? Maybe this ties into the disposal mindset we treat our possessions with, but I think it has a lot more to do with lack of documentation.

There’s tons of suggestions for tracking our property from maintaining binders of original receipts to making video documentaries of your residence, but I’ve absolutely fallen in love with this FREE software solution – What Your Own Home Inventory.

From the program itself…

This software will enable you to create a room-by-room inventory of your home. Having an up-to-date home inventory will help you to:

  • Purchase enough insurance to replace the things you own
  • Settle insurance claims faster
  • Substantiate losses for your income tax return

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3 Strategies To Envision Your Way To Debt Freedom

Quite fittingly, the newest book I’ve started – Generation Earn – mentioned Digerati Life under the “Job Juggling” chapter for Gia’s accomplishment in turning her part-time hobby into a full-time gig.

A well-known personal finance site that writes about smart money moves, Digerati Life’s offer to write a guest post was a much welcomed email. Enjoy the post!


Vision is defined as the ability to see. In another definition, vision is defined as foresight, or the ability to see beyond the obvious and beyond the circumstances. According to Dr. Myles Munroe, a motivational speaker, “vision is the source and hope of life.” And is “the greatest gift ever given to mankind.”

That sounds nice and maybe even a little over the top, granted that this is a description that’s offered by an evangelist (it’s his job to inspire, after all). But let’s look at the message here: what does vision have to do with gaining freedom from debt? Would vision be able to eliminate it? Well, you won’t be crediting vision for paying your bills. But thanks to this, you may be empowered to think clearly and to stay on track when pursuing your debt elimination efforts.

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