Nearly every retail company has a special financing plan for their products that is supposed to help the consumer pay for the items they want. These special financing plans seem like a win-win situation for both the buyer and the seller. The buyer gets to buy the things that they want and the seller makes … Read more
The thought of having to file for bankruptcy is horrifying for most people. Most of us have been conditioned to believe that we should pay all of our debts, regardless of the hardship it causes in the household, and to believe that people that file for bankruptcy are behaving less than honorably. When facing the … Read more
Saving money is an important part of financial management, but it is often the most difficult part to accomplish. Without savings, it becomes very difficult to handle unexpected financial issues and people have ended up with significant amounts of debt due to not having savings on hand for a financial emergency. To increase their savings, … Read more
The credit card industry has become increasingly competitive over the last decade, with many credit card companies now offering reward credit cards with lucrative perks to entice new customers into signing up with them. While the rewards for these credit cards are prominently advertised to potential customers, many of the other features of the credit … Read more