A Personal Line of Credit is Within Your Reach – Here’s How

Share

Life can be unpredictable. Just when you think you’re on a roll – following your budget and paying off bills – you get sick and have to go to the clinic. After your trip to the doctor’s, you’re healthy but not necessarily happy. With unforeseen medical expenses in the mix, your financial plan has gone right out the window. You were always told that you should have put a little extra away to create a safety net, but that advice is not practical when you’re just making ends meet. But you’re not alone. As of 2013, roughly 75% of Americans live paycheck to paycheck, meaning over three quarters of the country doesn’t have a safety net for those surprise visit to the doctor’s. When it’s your health at stake, you should never be expected to choose between paying your utility bill and filling a prescription. A personal line of credit is a great way of finding a safety net when you can’t make one yourself.

personal line of credit
Receiving a personal line of credit through a direct online lending company does not have to be a difficult process. An online lender wants to make it easy for you to get the money you need, so they’ve streamlined both their application process and their loans’ basic requirements.  As long as you are an American citizen over 18 years of age, with an active bank account and email address you can get started. You can apply online and find out instantly if you qualify for a loan. Within 24 hours, you can have access to a line of credit of up to $1,000. Compare this to applying for a loan through your local bank, and you realize how much faster you’ll see a line of credit with a direct online lender. In as little as a day, you can have the peace of mind that you have a source of credit should an emergency (like medical bills) arise.

When searching for a direct online lender you can trust to help you at your lowest, you have a responsibility to understand what a lending company can do for you. Research their company’s mandate and learn about the terms and conditions regarding their loans. Only apply to those lenders that can offer you a responsible way to meet your short-term goals. As the country’s leading direct online, MoneyKey makes it easy for you to do that. Their website is a transparent source of information, directing you towards the conditions of your line of credit, third-party financial resources for healthy finances, and budgeting tips to keep you from spending over you limit. Should you have any remaining questions before you secure a personal line of credit from MoneyKey.com, a helpful representative is waiting by phone, email, or an online chat to go over your queries and concerns – making sure you’re equipped with the right information so you can pay back your line of credit without any added stress.

Life can be stressful enough without having to worry about how your loan is unreasonable and that you won’t be able to pay it back. When you borrow money responsibly, you can have access to the money you want when you need it and then pay it back without creating an additional financial burden on your budget. Because sometimes you can’t choose to budget for expensive medical bills, but that doesn’t mean you can avoid paying them. A small line of credit can be your solution.

About the author


ModestMoney.com Top Finance Blogs

Archives

SSCP   CAS-002   9L0-066   350-050   642-999   220-801   74-678   642-732   400-051   ICGB   c2010-652   70-413   101-400   220-902   350-080   210-260   70-246   1Z0-144   3002   AWS-SYSOPS   70-347   PEGACPBA71V1   220-901   70-534   LX0-104   070-461   HP0-S42   1Z0-061   000-105   70-486   70-177   N10-006   500-260   640-692   70-980   CISM   VCP550   70-532   200-101   000-080   PR000041   2V0-621   70-411   352-001   70-480   70-461   ICBB   000-089   70-410   350-029   1Z0-060   2V0-620   210-065   70-463   70-483   CRISC   MB6-703   1z0-808   220-802   ITILFND   1Z0-804   LX0-103   MB2-704   210-060   101   200-310   640-911   200-120   EX300   300-209   1Z0-803   350-001   400-201   9L0-012   70-488   JN0-102   640-916   70-270   100-101   MB5-705   JK0-022   350-060   300-320   1z0-434   350-018   400-101   350-030   000-106   ADM-201   300-135   300-208   EX200   PMP   NSE4   1Z0-051   c2010-657   C_TFIN52_66   300-115   70-417   9A0-385   70-243   300-075   70-487   NS0-157   MB2-707   70-533   CAP   OG0-093   M70-101   300-070   102-400   JN0-360   SY0-401   000-017   300-206   CCA-500   70-412   2V0-621D   70-178   810-403   70-462   OG0-091   1V0-601   200-355   000-104   700-501   70-346   CISSP   300-101   1Y0-201   200-125  , 200-125  , 100-105  , 100-105  , 1Z0-803  , 400-051   EX300  , CISM   100-105  , 000-106   400-201   642-732   220-902   70-410  , MB6-703   810-403   70-243  , CAS-002  , AWS-SYSOPS   70-462   70-410   2V0-621   LX0-103   70-461  , 220-902   1Z0-144   70-178   70-270   350-080  , 1Y0-201   1z0-808  , NSE4   102-400  , ADM-201   SSCP  , 200-125  , 640-911   000-104   640-692   300-320   350-060   000-089  , 000-017   1z0-808   700-501   1Z0-051  , 70-177   M70-101   300-209   70-461   3002   N10-006   VCP550   70-487   300-320  , 3002   700-501   NS0-157  , 1V0-601   CAS-002