Government Programs to Help Senior Citizens



As we get older, we start to see that our parents, aunts, and uncles are getting older too. Some will find themselves joining the senior citizen age group within a few years. Hopefully, our older family members are financially savvy. Unfortunately, not all of them will be, though. If they need some help, there are some government programs out there to help them with food, healthcare, and housing.


There are a few government programs out there that will help senior citizens. The Supplemental Nutrition Assistance Program (SNAP) helps seniors with low income buy the food that they need. The amount of assistance that a person can receive depends on their income and household size. Snap benefits cannot be used to buy alcohol and tobacco, nonfood items such as soap, paper products, toothpaste, medicine and vitamins, and hot foods.

Another program that seniors can use is the Commodity Supplemental Food Program (CSFP). This program operates in 47 states. People receive food packages that include cereal, rice, juice, milk, dry beans and canned fruits and vegetables.

The Senior Farmers Market Nutrition Program (SFMNP) is a program that provides low-income seniors with coupons that can be exchanged for eligible foods at Farmers Markets.

Health Care Assistance

Health Care is getting more and more expensive these days. This is one of the main areas where seniors need help the most. They don’t always have enough funds to cover everything.

Medicaid offers various programs to those with limited income and resources. Some of the programs include Medicaid spend-down which pays for a pretty wide range of medical services such as x-rays and doctor visits. It also takes care of home & community-based services or HCB’s, which provides care based on what your states waivers cover. Medicaid also offers long-term care for those who require regular nursing care.

Medicare assists seniors who can pay a portion of their health care costs. Medicare programs include the Specified Low-Income Medicare Beneficiary, The Qualified Individual Program, and the Qualified Medicare Beneficiary. All those offer various levels of assistance in paying premiums, co-payments and other aspects of health care. Medicare also provides support for those under 65 who are disabled but are still able to work.

Senior Health Insurance Assistance Program (SHIP) is a source of information. This program helps seniors understand health benefits, plans that are available, medical bills and rights. The program supports Medicare beneficiaries.


Housing is another area where senior citizens struggle. Many want to stay in their homes, but they can’t. Some can’t afford to, while others can’t keep up with the maintenance. The government offers Housing of Urban Development (HUD) which are programs designed to help seniors. Some HUD programs help seniors stay in their homes or find an apartment that fits their needs. HUD also helps with reverse mortgages, rural housing loans, finding affordable rents, public housing, and housing choice vouchers.

As you can see, there are several government programs out there to assist senior citizens with food health care assistance and housing. If you or your family members need any help, you could start by checking out or


Join our newsletter


Subscribe to get the latest "Engineer Your Finances" content via email.

Powered by ConvertKit
About the author Top Finance Blogs


SSCP   CAS-002   9L0-066   350-050   642-999   220-801   74-678   642-732   400-051   ICGB   c2010-652   70-413   101-400   220-902   350-080   210-260   70-246   1Z0-144   3002   AWS-SYSOPS   70-347   PEGACPBA71V1   220-901   70-534   LX0-104   070-461   HP0-S42   1Z0-061   000-105   70-486   70-177   N10-006   500-260   640-692   70-980   CISM   VCP550   70-532   200-101   000-080   PR000041   2V0-621   70-411   352-001   70-480   70-461   ICBB   000-089   70-410   350-029   1Z0-060   2V0-620   210-065   70-463   70-483   CRISC   MB6-703   1z0-808   220-802   ITILFND   1Z0-804   LX0-103   MB2-704   210-060   101   200-310   640-911   200-120   EX300   300-209   1Z0-803   350-001   400-201   9L0-012   70-488   JN0-102   640-916   70-270   100-101   MB5-705   JK0-022   350-060   300-320   1z0-434   350-018   400-101   350-030   000-106   ADM-201   300-135   300-208   EX200   PMP   NSE4   1Z0-051   c2010-657   C_TFIN52_66   300-115   70-417   9A0-385   70-243   300-075   70-487   NS0-157   MB2-707   70-533   CAP   OG0-093   M70-101   300-070   102-400   JN0-360   SY0-401   000-017   300-206   CCA-500   70-412   2V0-621D   70-178   810-403   70-462   OG0-091   1V0-601   200-355   000-104   700-501   70-346   CISSP   300-101   1Y0-201   200-125  , 200-125  , 100-105  , 100-105  , 1Z0-803  , 400-051   EX300  , CISM   100-105  , 000-106   400-201   642-732   220-902   70-410  , MB6-703   810-403   70-243  , CAS-002  , AWS-SYSOPS   70-462   70-410   2V0-621   LX0-103   70-461  , 220-902   1Z0-144   70-178   70-270   350-080  , 1Y0-201   1z0-808  , NSE4   102-400  , ADM-201   SSCP  , 200-125  , 640-911   000-104   640-692   300-320   350-060   000-089  , 000-017   1z0-808   700-501   1Z0-051  , 70-177   M70-101   300-209   70-461   3002   N10-006   VCP550   70-487   300-320  , 3002   700-501   NS0-157  , 1V0-601   CAS-002