Comments for Engineer Your Finances http://www.engineeryourfinances.com A Systematic Approach To Money Wed, 18 Jan 2012 05:58:34 +0000 hourly 1 http://wordpress.org/?v= Comment on How to Stay Out of Debt When in School by Kylie Ofiu http://www.engineeryourfinances.com/2011/12/stay-debt-school/comment-page-1/#comment-4347 Kylie Ofiu Wed, 18 Jan 2012 05:58:34 +0000 http://www.engineeryourfinances.com/?p=2140#comment-4347 This is a great post. If more people applied your tips, looked for grants and worked their way through college, there would be less debt. I know those that do finish stronger and more appreciative of what they have. Plus it looks much better to prospective employers. This is a great post. If more people applied your tips, looked for grants and worked their way through college, there would be less debt. I know those that do finish stronger and more appreciative of what they have. Plus it looks much better to prospective employers.

]]> Comment on Save Money This Winter By Greening Your Utilities by Shaun @ Smart Family Finance http://www.engineeryourfinances.com/2012/01/save-money-winter-greening-utilities/comment-page-1/#comment-4324 Shaun @ Smart Family Finance Mon, 09 Jan 2012 02:33:20 +0000 http://www.engineeryourfinances.com/?p=2158#comment-4324 Turing down your hot water heater to 120 is also a good idea. You don't need water to go all the way up to 140 and it costs a lot more to keep those useless 20 degrees. Turing down your hot water heater to 120 is also a good idea. You don’t need water to go all the way up to 140 and it costs a lot more to keep those useless 20 degrees.

]]> Comment on Save Money This Winter By Greening Your Utilities by krantcents http://www.engineeryourfinances.com/2012/01/save-money-winter-greening-utilities/comment-page-1/#comment-4322 krantcents Sun, 08 Jan 2012 16:27:08 +0000 http://www.engineeryourfinances.com/?p=2158#comment-4322 I have done all these things and my utilities (Electric & gas) averages $70 per month for a 1,850 sq. ft. house. I have done all these things and my utilities (Electric & gas) averages $70 per month for a 1,850 sq. ft. house.

]]> Comment on How to Stay Out of Debt When in School by Nick http://www.engineeryourfinances.com/2011/12/stay-debt-school/comment-page-1/#comment-4281 Nick Fri, 16 Dec 2011 03:56:57 +0000 http://www.engineeryourfinances.com/?p=2140#comment-4281 I'm a big fan of working through college. If you have the discipline to hang out in bars responsibly bartending or bouncing can be a great way to combine making money, having fun and not spending money through college. I bounced and then bartended through college 4 nights per week and came out in great financial shape with a fantastic work ethic. I’m a big fan of working through college. If you have the discipline to hang out in bars responsibly bartending or bouncing can be a great way to combine making money, having fun and not spending money through college. I bounced and then bartended through college 4 nights per week and came out in great financial shape with a fantastic work ethic.

]]> Comment on Things First Time Homebuyers Need To Know by Kevin Yu http://www.engineeryourfinances.com/2011/12/time-homebuyers/comment-page-1/#comment-4275 Kevin Yu Thu, 15 Dec 2011 00:40:21 +0000 http://www.engineeryourfinances.com/?p=2145#comment-4275 The FHA program is great for people who sub par credit scores. Their PMI is also going to be lower than a conventional loan. The FHA program is great for people who sub par credit scores. Their PMI is also going to be lower than a conventional loan.

]]> Comment on Negotiating Your New Car Purchase by Josh http://www.engineeryourfinances.com/2011/01/negotiating-your-new-car-purchase/comment-page-1/#comment-4263 Josh Wed, 07 Dec 2011 19:41:23 +0000 http://www.engineeryourfinances.com/?p=1578#comment-4263 This is very good advice and sorely needed by car buyers. People love cars, but hate the whole car buying experience. Using the internet at home and getting quotes is an ideal way of reducing the stress while also getting the very best price. Congrats on your deal, incidentally, I also bought a 2011 Sonata and have been quite pleased so far. This is very good advice and sorely needed by car buyers. People love cars, but hate the whole car buying experience. Using the internet at home and getting quotes is an ideal way of reducing the stress while also getting the very best price. Congrats on your deal, incidentally, I also bought a 2011 Sonata and have been quite pleased so far.

]]> Comment on In Debt? by Camille http://www.engineeryourfinances.com/2011/11/in-debt/comment-page-1/#comment-4242 Camille Sun, 27 Nov 2011 23:08:02 +0000 http://www.engineeryourfinances.com/?p=2136#comment-4242 All budgeting newbies (including myself) seem to forget the importance of step #1: tracking all expenditures. My fiance had this general idea of where all his money went when he was trying to figure out what his monthly max car payment could be. Turns out, he completely forgot to factor in food and gasoline expenses into his budget and that put him in the negative. I like the 3-step structure you wrote about: Track, Plan, and Tackle... it's so simple! All budgeting newbies (including myself) seem to forget the importance of step #1: tracking all expenditures. My fiance had this general idea of where all his money went when he was trying to figure out what his monthly max car payment could be. Turns out, he completely forgot to factor in food and gasoline expenses into his budget and that put him in the negative.

I like the 3-step structure you wrote about: Track, Plan, and Tackle… it’s so simple!

]]> Comment on Using insurance when you need it. by krantcents http://www.engineeryourfinances.com/2011/11/insurance-it/comment-page-1/#comment-4228 krantcents Mon, 21 Nov 2011 19:48:17 +0000 http://www.engineeryourfinances.com/?p=2130#comment-4228 I had an accident while riding my bicycle and a car 10+ years ago. The driver had no insurance, but I had uninsured motorist coverage. It was a good thing because I broke my collar bone and needed medical attention. In addition, my bike was damaged and I needed physical therapy. I had an accident while riding my bicycle and a car 10+ years ago. The driver had no insurance, but I had uninsured motorist coverage. It was a good thing because I broke my collar bone and needed medical attention. In addition, my bike was damaged and I needed physical therapy.

]]> Comment on Four Side Jobs that Actually Make a Difference by Tony @ Investorz Blog http://www.engineeryourfinances.com/2011/10/side-jobs-difference/comment-page-1/#comment-4160 Tony @ Investorz Blog Mon, 24 Oct 2011 15:23:48 +0000 http://www.engineeryourfinances.com/?p=2115#comment-4160 Great post! I have to agree with you. There's no point in living life just for the sake of living. I want to contribute something in this world. By the way, this is my first time on your blog. I love your blog design! Great post! I have to agree with you. There’s no point in living life just for the sake of living. I want to contribute something in this world.
By the way, this is my first time on your blog. I love your blog design!

]]> Comment on Is The World Too Connected? by Carol@inthetrenches http://www.engineeryourfinances.com/2011/10/world-connected/comment-page-1/#comment-4154 Carol@inthetrenches Mon, 24 Oct 2011 00:03:23 +0000 http://www.engineeryourfinances.com/?p=2108#comment-4154 Banking is a prime example of an industry where technology has not improved customer service. In my small town when I called they knew my voice even before I identified myself. Now I have to press 1, enter a passcode, stay on hold, show my ID, swipe my card, etc. It has not improved service it has turned me into a number. Banking is a prime example of an industry where technology has not improved customer service. In my small town when I called they knew my voice even before I identified myself. Now I have to press 1, enter a passcode, stay on hold, show my ID, swipe my card, etc. It has not improved service it has turned me into a number.

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