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Our Favorite High Risk Investments

share save 120 16 Our Favorite High Risk Investments

hollywood sign Our Favorite High Risk Investments

[This is a guest article]

Yes, there are many ways that you can make your money work for you, some more quickly than others, but should you wish to make big money in a short timeframe the only way that you are going to be able to do this without winning the lottery is by putting your money on the line and going all out.

As the title suggests these investment ideas are high risks, so **we do not suggest that you invest any money that you cannot afford to lose** into these suggestions.


If you’ve got an eye for a good horse or you can spot the defining stat for a football/hockey/soccer team then gambling may just be for you! There are several different strategies that can be used to go gambling, including the high volume, high stake, low odds approach that tends to work well unless the big favourites suffer a shock result and the less frequent, lower stake, higher odds method. The second of these is certainly the higher risk way to make money, but when it comes off its worth the blood, sweat and tears that it’s put you through.

Online Slots

The online cousin of the Las Vegas famous slot machines, these can make or break you! The best online slot around is any linked to the Mega Moolah Jackpot that pays out in the multi millions! A big payout is rare on these games so you may lose more than you put in, but should you hit the jackpot then you’ll be glad that you risked your cash to become a multi-millionaire. One online game which isn’t as hard on the wallet is online bingo, where you can play penny game bingo! So it costs 1p or 1 cent in order to enter the game! If you fancy a flutter try Butlers Bingo.

Day Trading

Day trading is similar to normal trading on the stock exchange, but all buying and selling occurs within the timeframe of the exchange being open. The most commonly day-traded instruments are stocks, options and currencies as well as a host of future markets such as interest rate futures and commodity futures. If you fancy learning more on this check out this course.

It is possible to make big money by spotting low priced instruments that are expected to rocket in value, purchasing them and then selling on for a big profit. However, just as it can be massive profitable to day trade, if you’re ill disciplined, have a poor system, not enough money or you’re bad with your money you could end up making massive losses and seeing yourself massively in debt. Is it worth the risk? If you know what you’re doing it certainly is!

Broadway or Hollywood

If you have the money to invest in a Broadway play or Hollywood movie then you could quite easily see yourself making a massive ROI on your investment. How many Broadway shows have gone on to make millions having massively long runs? There are plenty of these and some even get made into Hollywood films and if you’ve picked the right play then you’ll be rolling in the cash.

However, investing in plays and films is not without its risks and for every success story we have tens, if not hundreds, of vehicles that do not see the light of day. Even if they do get made there may be no money after covering costs to provide you a return on your investment. While it is risky, this is another strategy that can pay off big time or leave you wishing you’d keep your cash in your pockets. Or perhaps you want to invest by making an actual film yourself! Then check this out.

Photo courtesy of David Jones


Reduce The Price Of Your New Car By Avoiding These Fees And Services

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car dealership 300x196 Reduce The Price Of Your New Car By Avoiding These Fees And Services

Photograph Courtesy Of Christopher Ziemnowicz

The price of a new car has risen considerably over the years, with even lower end models costing more than $20,000 to own outright. On top of that, many dealerships try to get you to agree to a number of fees and services for the car that add to the total cost and allow the dealership to make more money. Unfortunately, many of these additional fees and services do little more than add to the dealership’s bottom line. You can reduce the price that you will ultimately pay for your new car by a significant amount if you are able to avoid these fees and services.

Delivery Fee

It is reasonable to expect to pay a destination charge for a new car. The destination charge covers the cost of having the vehicle shipped from the assembly plant to the dealership and have been around since Henry Ford and the Model T. The destination charge is usually listed on the window sticker and included in the invoice price of a car. The problem arises when the dealership also tries to charge you an additional delivery fee, effectively charging you twice for a single destination charge. Pointing this out to the business manager may result in the additional fee being waived.

Fabric Protection Service

For a charge of around $250, dealerships will offer buyers fabric protection service for their new cars. This is advertised as a way to make the interior of your car stain-resistant, but the newer fabrics used in most vehicle interiors are already stain-resistant. Unless your family is extremely messy the majority of the time, you can get pretty much the same amount of protection by buying a $10 can of Scotchgard and spraying it on the interior of the car yourself.

Paint Protection Service

For another $250 charge, many dealerships offer a paint protection service that can be applied to the vehicle before you drive it off of the lot. The service is billed as a way to keep the paint on the car looking like new for as long as possible, but with the advancements made in car finishes over the past few decades, the extra protection isn’t really necessary. A shopping cart hitting your car is still going to ding the paint. Because the paint protection service offers very little benefit, you would be better off spending that $250 on something else that you need or saving it for the future.


Home Upgrades That Can Get You A Better Price

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home upgrades 300x225 Home Upgrades That Can Get You A Better Price

Photograph Courtesy Of Brendel Signature

Selling your home takes a great deal of time and effort to complete. One of the first things that you must think about when considering whether you should sell your home is the home upgrades that you can do to get you a better price on your home. Unless you are Martha Stewart, there is no way that your lived-in home is in good enough condition to sell as is and still get a good price for it. Some home improvements can be a great investment in your home while some others are nothing more than a waste of money. Here are some easy home upgrades that will contribute to getting you a better price on your home.

Focus On Low Cost Improvements

The first things that you should focus on is any low cost improvements you can do to increase the value of your home. Simple things, like repainting, repairing minor damage, and ensuring that all the switches and sockets are in good condition, can go a long way towards making your home more appealing to a potential buyer. Take a close look around your home. If you notice anything abnormal, broken, or out of place, there is a good chance that anyone viewing your home will notice it as well.

Increase Curb Appeal

Anything that increases the curb appeal of your home is a good investment when you are trying to sell your home. The front yard and front of the home should be in top-notch shape before the home is listed for sale. Planting nice flowers around the front porch and replacing your dated front door might mean the difference between someone viewing the home from the street and electing to come in and see the rest of the home. Getting the buyer in the door is the first step in convincing them that the home is right for them and worth the price you are asking.

Declutter Your Home

Another inexpensive way to increase the appeal of your home for buyers is to declutter your home before you begin showing it. Potential buyers want to see a home that they can make their own, not one that is crammed full of the memories of the previous owner. If you have a large amount of stuff scattered throughout your home, get rid of the things that you do not need anymore and ship the rest to a storage facility until you have secured your new home. Create a peaceful, orderly home environment that is not overwhelmed with your style and you will find that buyers are much more receptive to your home.


Investments Basics – Risk, Reward & Liquidity

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Hi All,

Youtube is full of junky personal finance advice.  So, when I came across this quick video on the basics of personal finance, I thought I’d go ahead and republish it here on Engineer. It’s unique and interesting because it outlines some personal finance basics, but also shows how you should take the basics and implement them into a viable asset allocation scheme – an investment risk pyramid.

Since not everyone has access to youtube, the highlights are summarized below. Most of these are pretty simple, but once you master the basics your capacity to understand how wealth building is done is greatly improved.

1. Consider risk, return and liquidity when making asset allocation decisions

2. Use the rule of 72 to determine how often your money doubles

3. Understand that all investments carry some type of risk

4. Volatility is part of investing, prices will rise and fall

5. When you buy a stock, you become an owner

6. When you buy a bond, you become a lender