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23
Mar
extreme saving money, saving money, crazy ways to save

Would You Use These Crazy Ways To Save Money?

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Saving money is an important part of financial management, but it is often the most difficult part to accomplish. Without savings, it becomes very difficult to handle unexpected financial issues and people have ended up with significant amounts of debt due to not having savings on hand for a financial emergency. To increase their savings, some people have resorted to some crazy ways to save money, obtaining impressive results from their efforts. Here are some of the best crazy ways to save money.

Use The Internet To Become A Do It Yourself Expert

If you have patience and an internet connection, you can learn how to do just about anything for yourself, saving yourself the substantial sums you would have paid someone else to do it for you. While some consider this crazy ways to save money, many people do not realize that the trend of paying other people to change or fix things for them is a fairly new one historically. In the past, many people did their own home improvement projects, fixed their own cars, and made their own furnishings. The internet has made finding the information on how to perform these tasks simple. By typing what you are looking for into the search bar, you can find a wealth of information on your chosen project.

Grow Your Own Fruits And Vegetables

The cost of fresh fruits and vegetables at the grocery store can take a huge bite out of your grocery budget, but growing what you can at home can considerably reduce the amount that you pay in grocery expenses each month. For another of the best crazy ways to save money, consider turning part of your backyard into a garden where you can plant easy to care for fruits and vegetables, like strawberries, green beans, cucumbers, and zucchinis. See what fruits and vegetables grow best in your regional area and try a few to see which ones will do well in your location. People that live in homes without considerable green space can still grow some items like tomatoes and herbs inside their homes in large planters. The more you can grow yourself, the less you will need to buy at the store.

Teach Your Cat To Use The Toilet

If you want more crazy ways to save money, how about teaching your cat to use the toilet? If you think about it, the cost of flushing a toilet is much less than the amount you spend on kitty litter each month, not to mention the time and energy it takes to clean out the litter box. For between $15 and $30, you can purchase training accessories that will help you teach your cat how to use the toilet instead of the litter box and never have to purchase kitty litter, scooper, or pet waste bags ever again (so the advertisements say).

21
Mar
credit card rewards, credit card program, credit card application

Consider These Reward Credit Card Features Before Signing Up

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The credit card industry has become increasingly competitive over the last decade, with many credit card companies now offering reward credit cards with lucrative perks to entice new customers into signing up with them. While the rewards for these credit cards are prominently advertised to potential customers, many of the other features of the credit cards are not as obviously displayed. It is important to review these other features as well before deciding whether the reward credit card is the right one for you. Here are the reward credit card features you should consider before signing up.

Annual And Maintenance Fees

The first thing you should review when signing up for a reward credit card is whether you will be charged an annual fee or account maintenance fees for carrying the credit card. Many reward credit cards charge users an annual fee for the privilege of having the card, with the amount automatically charged to the card every year on the anniversary of its acquisition. Annual fees and account maintenance fees can be expensive, effectively reducing the benefit you get from earning rewards with the credit card. If you will not earn reward amounts higher than the fee amounts with your regular use of the reward credit card, then that card is not the right credit card for you.

Interest Rate For Purchases

Another thing that you should take into consideration is the interest rate you will be charged for purchases when using the reward credit card. Many people make the mistake of assuming that the interest rate for purchases on a reward credit card will be competitive with other credit cards on the market, but this is often not the case. Some credit card companies charge a higher interest rate for their credit cards that offer rewards to offset some of the costs of the rewards they will be issuing to customers. Make sure the reward credit card you are considering offers a competitive interest rate for purchases before signing up for the credit card.

Interest Rates For Other Transactions

Many credit cards have different interest rates for different types of transactions made with the card and reward credit cards are no different. So you are not surprised by a high charge at a later date, review the interest rates charged for balance transfers, cash advances, foreign transactions, and any other types of transactions that can be made with the card. Knowing what these interest rates are will dictate how you can use the reward credit card to your best advantage.

19
Mar
home improvement, save money on home improvement, save money

An Easy Way to Save on Home Improvement Costs

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When you own a home or even just renting out an apartment or space and would like to make it look cozy and nice, the biggest fear is busting out our budget for renovation or redecorating. And this is for good reason. It’s hard not to shell out more than you want to, even if you have allotted a budget for this, especially if you see something that would look perfect in your living room but it’s quite expensive.

What you want to do is make your dream at a price you can afford. Shopping around for furniture, kitchen appliances and such can be time consuming and of course, you have to spend money and gas going to several places just to compare prices and find out the best deal for you.

There is one solution that you could consider and it could save you time, money and you could shop at the very comfort of your own home. If you look here at Home Depot on Groupon site , you will see that there are lots of offers, promo codes and discounts to suit your home improvement needs. You can enjoy discounts on the stock of home tools, maintenance equipment or if you need minor replacements on your shower, flooring, up to outdoor furniture, it’s all right here. And every little thing adds up, so when you save a little here, save a little there, pretty soon you’re talking about real money savings.

So if you’re looking to remodel your kitchen, needing new tool supplies or shopping for new appliances, why not check it out in online deal sites such as Groupon? You can definitely save a lot of money for your next home improvement excursion.

17
Mar

Unusual Ways to Save Money

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Saving money is one of the most difficult things for millions of people to do in these tough economic times we are living in. However, there are a wide variety of methods that people can use to save money, many of which have never been considered by most people. So take a look at some unusual ways to save money.

  1. Paint your roof

An enormous amount of electricity used in the United States is because of air conditioning. However, you do not need to pay a fortune on your electric bill just to keep yourself cool. All you need to do is paint your roof white. By doing this, the rays of the sun will not be absorbed by your roof as much as they are to a traditional black roof. A white roof has the ability to lower your electric bill by as much as one-fifth, As an added bonus, there are certain states that provide rebates for individuals who apply a coating to their roof to keep it cool. Check online to see if your state is one that offers incentives for using this technique.

  1. Take less time to graduate

It is no secret that college is extremely expensive. Even if you go to a public university, you will be paying a considerable amount of money. Therefore, it is in your best interests to graduate as soon as you can. It is possible to earn a bachelor’s degree in three years, as opposed to the standard four years that most people require. While doing this will take a lot of effort on your part, it can be done. Most colleges offer shortened classes in the summer. By taking classes in the summer for three years, you will be able to avoid the fourth year of college, saving yourself literally thousands of dollars in the process.

  1. Unplug everything when it is not in use

It is amazing how many people do not realize that all devices use electricity when they are plugged in, even if they are not turned on. This is especially true of devices with large black boxes on their plugs. Adapters are another thing that sucks up a lot of electricity needlessly when they are plugged in. Therefore, unplug all devices that you are not using. By taking this one simple step, you will be surprised and delighted how much money you end up saving.