Here’s a new twist on the old savings challenge concept: Designate a specific day of the week as one in which you will forego spending. Then commit to that.
Budgeting is a very important part of effective financial management. Budgeting requires you to track your spending and hold down your costs. This ensures that you’ll have enough money to cover your needs and still have money to put towards your goals. Many people view budgeting as difficult and time consuming, but you can create […]
Living paycheck to paycheck is not just a problem for lower-income workers. Studies have found that many high earners are also finding themselves trapped in the living paycheck to paycheck financial cycle. A recent survey by SunTrust found that almost one-third of survey respondents making $75,000 per year or more are living paycheck to paycheck […]
Hearing the name floated around a few other personal finance blogs and having it personally recommended to me, decided it was time to try You Need A Budget. As a Quicken user, I’m comfortable with the program’s functions and a little reluctant to switch to something new. Recently I’ve become more frustrated with the program’s […]