Budgeting is a very important part of effective financial management. Budgeting requires you to track your spending and hold down your costs. This ensures that you’ll have enough money to cover your needs and still have money to put towards your goals. Many people view budgeting as difficult and time consuming, but you can create...
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Many of us lack the financial discipline we need to get a handle on our finances and begin making our money work for us instead of against us. The reasons for this are numerous. Very few high schools and colleges require students to take financial literacy classes prior to graduation. If you did not grow...
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Graduation season is a time of celebration for many families. College graduates are celebrating the completion of many years of education and their families are celebrating the symbolic beginning of their children’s adult lives. After graduation, new college graduates are faced with a lot of new challenges, including managing their money effectively to become financially...
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