retirement savings
Saving for retirement is a very important part of financial planning. Having a goal for your retirement savings can keep you on the right track, but meeting those goals can be difficult. A recent survey conducted by Capital One Bank found that only a third of respondents accomplished their financial goals last year. This year,...
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A majority of Americans are afraid that they won’t have enough money saved for retirement to live comfortably. According to a recent report from the Transamerica Center for Retirement Studies, nearly half of current retirees say they waited too long to begin saving for retirement and 61 percent of respondents expect Social Security to be...
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If you’re looking for an effective method of saving for retirement, an individual retirement account is a good bet. Individual retirement accounts (IRAs) are marketed as a great way for ordinary investors to save for retirement. The accounts allow your retirement savings to grow tax-free for years until the money is needed for expenses in...
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Retirement planning is already difficult enough, but the unknown factors that will affect your retirement planning in the future make it even more difficult to determine how much you should be saving for retirement. Some people are overly optimistic about the effects that these factors will have on their plan for retirement, causing many to...
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