What is Participatory Budgeting?

Good morning. Have you ever heard of participatory budgeting before? Most people probably haven’t. A couple of days ago, I hadn’t heard of it either. According to Wikipedia participatory budgeting is a process of democratic deliberation and decision-making. Ordinary people decide how to allocate part of a municipal or public budget. Participatory budgeting allows citizens to identify, discuss … Read more

Back to School Prayer

Prayer can be good for you. It can calm your nerves and help you to relax and have a better day. People of any age can pray. It doesn’t matter which religion you are, just make sure that you are sincere with your prayer. Below are a few prayers that students, teachers, and parents can … Read more

Cutting Your Family Budget

What’s going on everyone? Many families have to cut back on their budgets these days. Entertainment spending is often seen as expendable, so it may be the first place to be cut. However, just because you’re spending less on entertainment does not mean you are doomed to spend all your down time twiddling your thumbs. … Read more

How to Get Cheap Auto Insurance

Auto Insurance is not always the cheapest. Depending on your past driving history, it could be very expensive. Thankfully, my car insurance is pretty affordable. I don’t pay too much for mine right now. Over the years, I’ve done some things that helped me lower it. I believe that you can do it too. Several … Read more