Safety Devices
Buy safety devices for your car. If you’re planning to get that theft alarm for your vehicle, this the right time to do so. Having theft devices on your car would help lower down your insurance costs. These devices would ensure your insurance provider that you are less likely to encounter car theft incidences because you have those things installed.
Use the same provider
Use the same insurance provider for all your vehicles. If you have more than one car at home, one good way of saving on auto insurance is getting only one insurance company for all of your cars. I thought that this would be common sense, but it’s not. Having all of your cars insured but the same provider allows you to get a multi-car discount. If you can’t get a discount on all of your car insurance policies, what most providers do is give you a lower rate for your second car. You’ll be paying the same amount for your first car, but the rest of the cars you sign up with them will be priced lower. That’s still a decent deal.
Group discounts
The next thing that you can do is look into group discounts. There are insurance providers who offer discounts. If you are a member of particular groups or if you carry a certain credit card. For example, I get a discount on my auto insurance because I’m in a fraternity. Before you sign up with an insurance company, it’s best to ask if they give discounts to members of organizations or if they are affiliated with the credit unions. Some insurance agents may not inform you about those discounts, so make sure you don’t forget to ask.
Provides multi types of insurance
Look for an insurance company that offers both home and car insurance. Most providers would give you as much as a 20% discount if you get both your home and car insurance with them. Doing this wouldn’t only just save you money, it also reduces paperwork. It makes applying easier as you are getting all your assets insured with only one company.
Low-risk driver
Be a low-risk driver. Taking care of your driving record is vital if you want to save on auto insurance expenses. The more tickets you get, the higher you will pay for your car. The more tickets you get, the higher you will pay for your car insurance. Providers don’t want to cater to people who are prone to accidents as this means shelling out money because of your inability to drive safely. Keep your driving records as clean as possible, so you won’t have a hard time getting a lower appraisal for auto insurance?
Keep good credit
Keep your credit score well. Most insurance provider’s credit checks to see if you can pay for your insurance policy. If you have a good credit score, then you don’t need to worry about anything. If your credit rating is not good, you might want to look for an insurance company that does not do credit investigations, although this may cost you a higher price for your car insurance. Stick with this insurance company for a while until you’re able to improve your credit rating.
With a little bit of research, you’ll find an insurance provider that can give you a good price for auto insurance. Look around, and you’ll soon get yourself some cheap auto insurance.
Jason Butler is an Atlanta native, as well as businessman, blogger and teacher. Not only is Jason a prolific flipper, marketer, writer and side hustler his number of years in higher education and student support have given him expert knowledge in understanding the economics of the student loan industry.