Although food stamps recipients must follow certain rules to sustain their benefits, how you’re supposed to “use them or lose them” is misunderstood.
While the actual stamps have been replaced by a card better known its acronym, EBT (electronic benefits transfer), you actually don’t have to use up the entire balance by the end of the month.
According to the U.S. Supplemental Nutrition Assistance Program (SNAP), which administers food stamps, unused benefits remain on the card for up to one year.
However, if you stop using the card for a full year, the state government will remove the benefits from your card.
Food Stamps and States
Each state has its own application for applying for food stamps, many being similar in guidelines whether applicants have jobs (unless medically or mentally unfit to work) and the possibility of losing all or some benefits should your household income increase.
You are also responsible for reporting honestly to the government these changes to your income and proof of employment.
Should you fail to do so, you might be banned from the program, or, worse, face a fine or jail time, particularly if you lie or withhold information multiple times.
Timing of Benefits
When benefits start does vary, though. States will typically go by case number, when you signed up, or the last digit of your social security number.
You can review the full list of states on the USDA website here. How much you receive also varies and is dependent on net income of your household and how many people there are.
In order to qualify, your gross monthly household income must not exceed 130% of federal poverty guidelines and your net monthly household income cannot exceed 100% of federal poverty guidelines.
Food Stamps Help in Tough Times
Going through tough times can be discouraging and defeating, but it’s nice to know there are ways to get help such as SNAP.
Readers, are you now or have you ever been on food stamps — and if so, how quickly did you use up the benefits each month?