Why Does Everyone Need An Emergency Fund

Emergency Savings

Most of us know by now that the average American is not saving enough money. But a recent survey by Bankrate.com shows that it might be worse than we imagined. Their survey last month points to a major problem for many American adults: Nearly 25% have virtually no money saved in an Emergency Fund. Over … Read more

How to Budget For Emergency Home Repairs

When you rent an apartment, you won’t likely have to worry about paying for major repairs yourself. But owning a home is different. Although owning a house is still seen as a rite of passage here in the U.S., many people are waiting until later in life to take the plunge. And when they do, … Read more