When your child is injured in an accident that wasn’t their fault, your thoughts will immediately turn to the well-being of your child and to ensuring that your little one receives the medical support required to get on track towards making a full recovery. Once that has been taken care of, your thoughts may turn to establishing the cause of the accident, so that a similar fate does not befall another unsuspecting child. When considering who was at fault for your child’s injury, the consideration of personal injury compensation may begin to enter your mind. We found a lot of personal injury compensation information on this website.
Why claiming on your child’s behalf is essential
First, it’s important to remember that children cannot claim personal injury compensation on their own (please see below for further information). Secondly, unless your offspring has landed a role in a film or TV show as a child actor, your child is unlikely to face any issues related to expenses and lost income. However, you are in the exact position. Where your child is injured, your finances could be impacted. The cost of medical care, for example, can be claimed back through the personal injury compensation claims process. The cost of any lost earnings due to taking time off work to care for your child can also form part of your claim, as can any expenditure incurred as a result of travel to and from medical appointments.
What if I don’t make a claim for my child?
Depending where you are in the world, set time limits are in place for bringing a claim for personal injury compensation (typically, you must claim within three years of your injury). In the case of children who are too young to make a claim, a claim must be brought within three years of their 18th birthday, although please also be aware that claims may be brought outside this date where the person involved was not aware of their injury (such as in the case of being exposed to cancer causing materials) until after this deadline has expired, meaning these cases must be brought within three years of becoming aware of the injury.
In general, however, bringing a claim for child injury compensation is much easier at the time of the accident, as this presents your solicitor with stronger opportunities to gather evidence in support of your claim (e.g. CCTV, eyewitness testimony, etc.).