Engineer Your Finances

A Systematic Approach To Money

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How to Create Your First Kakeibo Budget

Kakeibo budget

Everyone wants an easy way to track their finances. There are hundreds of phone apps, websites, and journals made to “simplify” your saving. As much as technology has helped, sometimes the right move is to look to the past. Kakeibo is an age-old Japanese budgeting system built to make you more aware of your spending. […]

3 Major Things That Influence Finance Decisions

A cluttered mind

When  beginning your journey of financial stability, it is important to take a look inward. Oftentimes our spending habits have a lot more to do with us than they do with the objective value of what we are buying, and it is vital to ensure we understand all the factors involved. Without evaluating why we […]

How To Organize Your Finances

organize your finances

Any social media search will yield a plethora of ideas on organizing your cupboards, your drawers, your desk, and your garage. But what about your finances? What’s the best way to organize everything related to personal finance. Today, I’m going to share with you how I organize from finances – from my budget to my […]

Using Opportunity Cost To Make Finance Decisions

opportunity cost and personal finance

I recently sat down to review the results of the personal-finance goals I set in 2019, as well as writing new goals for 2020. One of my medium-term goals was to leave my traditional job and transition to full-time self-employment. I hadn’t planned to make the shift until late 2020, but luck and preparation collided. […]

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