Everyone wants an easy way to track their finances. There are hundreds of phone apps, websites, and journals made to “simplify” your saving. As much as technology has helped, sometimes the right move is to look to the past. Kakeibo is an age-old Japanese budgeting system built to make you more aware of your spending. […]
Are You The Victim of Subscription Creep? I Was!
I have a confession. I’m a Disney addict. It started last Christmas when I took my family to Disney World using a combination of credit card points and hotel loyalty points. A seven-night trip, including food and tickets, for a family of four staying on Disney property, cost me approximately $1,500. The average person would’ve […]
Advantages of Budgets (and Limits too)
A budget is your most basic personal finance tool. It’s particularly critical if you’re looking to improve your finances. However, as with all tools, there are advantages of budgets and there are limitations of them as well. Below we’ll discuss three advantages and three limitations to your budget. Advantages of Budgets 1. Gives you control […]
How to Bulletproof Your Budget With a Sinking Fund
Are you struggling to save money? Do you spend your money as soon as your paycheck hits your checking account? Do you blow your budget with an impulse purchase? Consider setting up a sinking fund to protect your budget against poor decisions. Take your budget to the next level by organizing your money across multiple […]