When you rent an apartment, you won’t likely have to worry about paying for major repairs yourself. But owning a home is different. Although owning a house is still seen as a rite of passage here in the U.S., many people are waiting until later in life to take the plunge. And when they do, […]
If you don’t think saving money should be a game, you probably don’t need to participate in the savings challenge craze.
Here’s a new twist on the old savings challenge concept: Designate a specific day of the week as one in which you will forego spending. Then commit to that.
Budgeting is a very important part of effective financial management. Budgeting requires you to track your spending and hold down your costs. This ensures that you’ll have enough money to cover your needs and still have money to put towards your goals. Many people view budgeting as difficult and time consuming, but you can create […]