Erase bad credit instantly — that’s the sense of urgency many people have when their housing situation changes, they need to borrow money for an emergency, or even when informed that a prospective employer might do a credit check.
Sometimes simplicity can be deceiving or perhaps short lived. Keep that in mind when contemplating whether you’ll benefit from a debt consolidation loan or program. Consider debt consoidation the last measure before bankruptcy, liens, wage garnishing, and even foreclosures — all of which put black marks on your credit reports for at least seven years. Why […]
Making mistakes with your credit card can result in a variety of negative financial effects, some long term. Every year, credit card companies reap billions in fees from consumer’s mistakes with their credit cards. Instead of having to pay these additional costs and pad banker’s paychecks, avoid these mistakes and keep the money in your […]
Inflation means that your money loses money over time. It also means that you need to aggressively seek out the best yields, while being aware of the psychological impact inflation has on your decision making. A brief discussion of the impact of inflation on bonds and the importance of taxes is also included.