Erase bad credit instantly — that’s the sense of urgency many people have when their housing situation changes, they need to borrow money for an emergency, or even when informed that a prospective employer might do a credit check.
To many, this question may seem to have a simple answer. Well, as with most financial topics, there is more to this than what meets the eye. Retiring with debt has always been a sore topic, as consistent credit card and mortgage bills have made it difficult for many to survive on a fixed income […]
Debt has a negative connotation. Talk to anyone about debt, and they’ll have strong feelings against it. And those that are debt-free wear their badge proud. No debt is better than debt, and I believe your choice should be to choose debt freedom. However, I also believe debt can be viewed with a positive lens. Today, […]
The highest number of credit cards owned by a single individual is 1,562!!!! While well above the average of 3.6 credit cards per household, it leaves you wondering what is the advantage of carrying multiple credit cards. Pros and Cons of Having Multiple Credit Cards Credit cards can be a valuable financial tool when used […]