The highest number of credit cards owned by a single individual is 1,562!!!! While well above the average of 3.6 credit cards per household, it leaves you wondering what is the advantage of carrying multiple credit cards. Pros and Cons of Having Multiple Credit Cards Credit cards can be a valuable financial tool when used […]
Optimize Your Savings in Advance
Here on EYF, the goal is optimization, simplification and efficiency. We recommend that you optimize your savings long before trouble comes. Why? Because we are often our own worst enemy when it comes to maintaining our financial health. A common fallacy is the assumption that we’ll be better people in the future. We think, “Oh I can eat this whole […]
Forget 2011, Go Back to 2010
A time to look forward, New Years gives us the opportunity to better ourselves. We set resolutions raising the bar where we’ve fallen short before. As we focus on our new goals, the old year is soon forgotten along with all that happened in the past. Being a nut about advanced planning, we make a […]
Adaptu on Engineer Your Finances
Engineer Your Finances is all about helping readers increase and expand their financial education, work on improving and optimizing their own financial system, and continue towards the ultimate goal of financial security. At Adaptu, we believe we can help you achieve your financial goals. Adaptu is an online service, with tools, resources, and a community […]