A Systematic Approach To Money
The #1 rule of personal finance is to have an emergency fund. Every financial guru from Dave Ramsey to Suze Orman to Ramit Sethi to yours truly, Engineer Your Finances, recommends you have one. According to CNN, “nearly a quarter of Americans have no emergency fund.” That’s 1 in 4 people! What is an emergency […]
Have you ever been told a story and it just keeps going? Even years later, you hear the same story over and over again. Professor Harold Pollack wrote what we would call today a viral financial 3×5 card. Professor Pollack stated in a video chat with personal finance writer Helaine Olen. He explained in the […]
Budgeting is a very important part of effective financial management. Budgeting requires you to track your spending and hold down your costs. This ensures that you’ll have enough money to cover your needs and still have money to put towards your goals. Many people view budgeting as difficult and time consuming, but you can create […]
Every year, millions of college students graduate with limited financial knowledge. According to the Council for Economic Education, students In the United States are required to take a high school course in personal finance as a graduation requirement in only 17 states. Out of the nearly 3.7 million college graduates of the 2013-2014 school year, […]