The #1 rule of personal finance is to have an emergency fund. Every financial guru from Dave Ramsey to Suze Orman to Ramit Sethi to yours truly, Engineer Your Finances, recommends you have one. According to CNN, “nearly a quarter of Americans have no emergency fund.” That’s 1 in 4 people! What is an emergency […]
3 Major Things That Influence Finance Decisions
When beginning your journey of financial stability, it is important to take a look inward. Oftentimes our spending habits have a lot more to do with us than they do with the objective value of what we are buying, and it is vital to ensure we understand all the factors involved. Without evaluating why we […]
How To Organize Your Finances
Any social media search will yield a plethora of ideas on organizing your cupboards, your drawers, your desk, and your garage. But what about your finances? What’s the best way to organize everything related to personal finance. Today, I’m going to share with you how I organize from finances – from my budget to my […]
7 Things I’m Thankful For This Thanksgiving
Tomorrow is Thanksgiving. The holiday of thanks! As family (and the cold) descends upon my house, I thought it would be a good time to reflect on what I’m thankful for this year – personal finance style. 1. Starting my own business In September of this year, I started my own business. It was a […]