We’ve scoured the web to come up with the best tools and books to help you “engineer your finances”.
Retirement Calculators
Free retirement calculators and web-based savings calculators.
Investment and Budgeting Tools
These are very helpful tools you may find useful.
- USAA Bank
- Vertex 42s debt reduction calculator
- Investment tools by Personal Capital
- Budget templates by Budgets are Sexy
- Net worth and budget spreadsheets from Thousandaire
- Mint.com
Credit Score Check
Best credit score inquiry around that are absolutely free.
Personal Finance Forums
These communities are very friendly and helpful with personal finance tips and advice.
Downloadable Software
Less known but very solid free software.
Personal Financial Modeling
Graphically chart your entire financial future – project Income and Expense changes throughout your life – create contribution strategies for different account (401K, IRA, Brokerage, etc) – track your progress over time – calculate your odds of success with Monte Carlo and Historical analysis – take comfort in having a solid financial life-plan.
Get all of this through OnTrajectory’s online tool and MORE. Log in today to see how OnTrajectory can help you find comfort in your financial future.
Personal Finance books worth reading
A few of my favorite personal finance books.
The Millionaire Next Door – This book is a contemporary personal finance classic. What makes the Millionaire Next Door different is data. The authors used marketing data to research profiles of Americas wealthy. What they found is millionaires were skilled professionals or owned boring businesses, frugal, drove plain automobiles, and took smart financial risks. If you want to learn how to become rich, then this book is a must read. Find out more.