Many people view paying for purchases with a debit card as safer than paying with a credit card. After all, when you pay with a debit card, you are paying from your bank account with your money and you are not incurring debt or paying interest on that charges. However, many people forget that debit … Read more
Do you have an emergency fund? If you said no, you are not alone. There are millions of Americans that are living without any savings that they could draw on in the event of an emergency. The share of working Americans living paycheck to paycheck has increased considerably in the last decade and consumer debt … Read more
Many banks are advertising free checking accounts at their facilities to increase interest in their accounts among the general public. Because many adults need checking accounts for depositing paychecks and paying bills, these free accounts have become very popular with thousands of new customers being signed up for the accounts each year. Most of these … Read more
The key to financial stability is to spend less than you make while setting money aside for your future needs. People today are having trouble with both parts of that equation, spending more than they make in income and paying more in interest each month than they put away in a savings account. Fortunately, there … Read more