The Mortgage Debate Part II: The 15-Year Mortgage

15 year mortgage

Last article, we watched Graham Stephan’s video on the benefits of a 30-year mortgage. For the sake of balance, and the fact that I am honestly split on this issue, we are going to check out a great counter-argument. A 15-year mortgage is usually the optioned favored by fiscal conservatives. This is because, by the … Read more

How to Apply the 80/20 Rule in Retirement

80/20 rule

The Pareto Principle is one of the most popular economic ideas of all time. Also known as the “80/20 rule,” this principle arose from Vilfredo Pareto realizing that 80% of the land in Italy was owned by 20% of the people (in 1896). Richard Koch further broke down the 80/20 rule in his famous book … Read more