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How Much Should You Save By Each Age?

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How much you should save

Most retirement content on the internet is aimed toward a specific age group. Sometimes, it is hard to use these resources for your own personal financial situation. To help meet you wherever you are, we will be doing another video analysis. Graham Stephan, investor and finance YouTuber, has a great video marking what your savings should look like at different landmarks throughout your life. This isn’t meant to be an end-all-be-all, but rather a suggestion for those who don’t know what to do. These are ambitious goals for you to work toward to prepare for your retirement. He covers how much you should save, and how you should save it, making sure you have a wholesome outlook.


In Summary

While it is important to listen to what Graham has to say, you don’t have to treat it like a religious text. It is vitally important to have a plan for your retirement, and his plan is a great one. So, if you don’t have a current method of attack, this video should give you a great idea of where you should be. If you do have a plan, consider incorporating some of his ideas into it. After all, no plan is perfect, and the best way to bolster yours is to be receptive to new information.

Finally, don’t underestimate the effect of frugality in this process. As Graham states many times, a lot of this hinges on you controlling your spending. Having goals is fantastic, but most of the work will be done at the store, restaurant, bar, or wherever else you spend your money. Keep the belt tight when you can, and enjoy your life in a responsible way. This will ensure that you can enjoy it for as long as possible. Happy saving!

Read More:

  • Stimulus Check: Spend or Save?
  • How the Sandwich Generation Can Prepare for Retirement
  • First Time Credit Card User? 5 Things to Avoid

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