28 Ways to Cut Down Your Spending and Save Money in 2024

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Looking to pinch some pennies and spend less money?

Here are some ways to cut down on your spending that you might not have thought of (or some that you actually thought of already!). Whether you are doing these things already or are new to the frugality game, these tips can help you save a little bit more money.

1. Reduce Vehicle Maintenance Costs

Car repair mechanic fixing auto. Man working on car in garage. At home do it yourself.
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Reduce constant vehicle maintenance costs by driving responsibly and cutting back on driving whenever you can.

2. Cancel Unused Gym Memberships

Happy healthy young African American woman working out in a gym with a pair of dumbbells.
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Cancel your unused gym memberships and focus on at-home workouts instead!

3. Use Cloth Napkins

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Replace paper towel use with reusable cloth napkins. They’ll last longer and will reduce the number of shopping trips you have to take.

4. Avoid Excessive Gift Wrapping

gifts in a beautiful and elegant package on the wooden table. red and turquoise colors. polka dots. top view
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No need for over-the-top gift wrapping that requires several supplies! The gift inside is what truly counts.

5. Share Pet Supplies with Neighbors

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Some neighbors may be generous enough to let you borrow pet supplies so you don’t have to buy your own!

6. Reduce Gardening Expenses

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Reduce gardening expenses by composting, storing rainwater, and growing plants in places where they can thrive.

7. Cut Down on Cosmetics

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Cosmetics are typically considered to be makeup or beauty products. It’s okay to use cosmetics to look and feel confident. However, cutting down can actually help you to be happier and healthier, both inside and out.

8. Limit Pet Toys

Funny welsh corgi pembroke dog with grim facial expression in foil hat lies on blue background,.
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Limit pet toys and let your pet play with household scraps or outdoor materials, like sticks and branches.

9. Reduce Cleaning Products

Cleaning - cleaning window pane with detergent, spring cleaning concept.
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There are so many cleaning products out there, and it can be tempting to buy them all! However, a little soap and hot water can actually go a long way.

10. Avoid Impulse Travel

The feeling of freedom on the beach in a tropical paradise. Costa Rica, Caribbean coast.
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Impulse travel can be fun, but it’s important to be content and happy at home, too.

11. Limit Outdoor Gear Purchases

A variety of sports equipment on a black background including an american football, a soccer ball, a baseball, a baseball bat, a tennis racket, a tennis ball, and a basketball.
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If you’re into outdoor recreational activities, you likely know how much space outdoor gear can take up. Try limiting your gear purchases to things that you know when and how you’ll use.

12. Use a Smaller Wardrobe

portrait of a beautiful teenage girl and her wardrobe.
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Having an extensive wardrobe can be tempting, especially for the fashion-forward individual. However, paring down your wardrobe can actually help you become more creative and fashionable!

13. Reduce Your Shoe Collection

Happy young woman shopping for sports footwear
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Do you really need a pair of heels in every color? Reduce your shoe collection by selling or donating shoes that you don’t wear often.

14. Cut Down on Art Supplies

Child's hand with painted colorful watercolor make heart shape with love.
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It’s easy to buy and store art supplies that you don’t actually end up using, then forget about them. Make a point to sort through your supplies on a regular basis and donate ones you don’t need.

15. Limit Craft Supplies

Child made a bookmark from yellow and blue folded paper
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Limit your collection of craft supplies to ones that you actually need or use!

16. Reuse Party Decorations

birthday party ideas Funny family on a background of bright blue wall. Mother and her daughter girl are having fun with balloons and confetti. Yellow, pink and turquoise colors.
Image Credit: Yuganov Konstantin/Shutterstock,

Do you constantly buy new decorations every time you throw a celebration? Why not store and reuse decorations for future get-togethers?

17. Avoid Over-The-Top Celebrations

Party people celebrating carnival or new years eve
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Over-the-top celebrations can be fun, but they use up a lot of excess resources. Avoid these celebrations whenever you can, and save over-the-top events for the really important moments.

18. Limit Tech Accessories

Modern gadgets with power bank on blue background
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Limit tech accessories, like phone cases or gadgets, to ones that you actually utilize.

19. Reduce Baby Gear

Happy laughing baby taking a bath playing with foam bubbles. Little child in a bathtub. Smiling kid in bathroom with colorful toy duck. Infant washing and bathing. Hygiene and care for young children.
Image Credit: FamVeld/Shutterstock.

It can be tempting to buy one of everything if you’re expecting a baby in the family. However, you’ll quickly learn that you don’t really need all of it. Reduce anything you don’t use and donate or sell it.

20. Opt For Reusable Cleaning Cloths

Little girl and her mother cleaning kitchen
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Reusable cleaning cloths last longer than disposable wipes, and they often work better.

21. Limit Subscription Boxes

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There’s a subscription box for everything these days, and it can be tempting to sign up for several. However, oftentimes the box comes, and you don’t even like everything in it! Reduce waste by limiting your subscription box services.

22. Cut Down on Office Supplies

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Cut down on office supplies, both in the office and at home.

23. Avoid Excess Holiday Cards

Restful young woman with cup of drink reading greeting-card
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Holiday cards can be sweet and thoughtful, but there’s no need to store them forever! Avoid any excess, whether it’s ones you received or ones you plan to send out.

24. Reduce Kitchen Appliances

A closeup shot of red kitchen utensils.
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Some kitchen appliances take up unnecessary space and don’t even get used often! Try to declutter your kitchen and sell or donate appliances you no longer need.

25. Limit Disposable Baby Products

Woman packing diaper bag with baby essentials
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Disposable diapers and wipes can be replaced easily with reusable alternatives. Not only are these choices more eco-friendly, they also encourage a more minimalist lifestyle.

26. Opt For Multifunctional Furniture

Photo of angry irritated man pensioner wear checkered shirt changing tv channels holding walking cane sitting sofa indoors house room.
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Multifunctional furniture is furniture that can be used for several different purposes. Some examples are a sleeper sofa or a TV stand/bookcase combo.

27. Reduce Outdoor Furniture

red vintage leather sofa on the street.
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Reduce outdoor furniture that doesn’t really get used, and invest in quality pieces that you’ll use regularly instead.

28. Limit Gardening Tools

african american woman tending to kale in communal urban garden.
Image Credit: Joshua Resnick/Shutterstock.

Many gardening tools are multipurpose, so try cutting down on what you can. You might not really need one of everything.

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