A credit score is a three-digit number that predicts how likely you are to repay your debt based on your credit history. Essentially, it’s the numerical equivalent of your creditworthiness. Credit scores range from 300 to 850 with the average credit score in the U.S. hovering around 680, dependent on the credit model utilized. The … Read more
Retirement – the action or fact of leaving one’s job and ceasing to work. (1) The very definition of retirement is to cease to work. However, this can be a problem for many. Not everyone imagines retirement filled with days relaxing on a swing, like the picture above. An AARP study found that “half of … Read more
Are you struggling to save money? Do you spend your money as soon as your paycheck hits your checking account? Do you blow your budget with an impulse purchase? Consider setting up a sinking fund to protect your budget against poor decisions. Take your budget to the next level by organizing your money across multiple … Read more