Renee Simpkins Consumers that have good credit regularly receive solicitations for additional credit products in the mail from lending companies of all types. Sometimes, they receive advertisements for credit cards that offer a 0% introductory interest rate for a predetermined period of time. These types of credit cards can be a great financial tool is you understand … Read more
Monthly cellphone charges can wreak havoc with any budget. Many cellphone plans come with uncertainty on exactly how much you will be paying each month due to the potential to go over your limit for minutes, text messages, or data service. I remember we once got hit with an additional $50 in data charges on … Read more
When people are asked what their financial goals are, their answers generally boil down to spend less and save more. Reducing the amount that you spend over the course of a year allows you to save more for the future and increases your financial stability. Cutting your spending so you can save more of your … Read more
Over the past decade, the number of consumers exploring peer-to-peer lending as an alternative to traditional bank loans has increased substantially. These personal loans can be used for a wide range of applications, from debt consolidation to home renovations to small business funding, and the terms of the loans are often comparable to personal loans … Read more