19 Best Frugal Tips for a Cold and Chilly Winter

woman half covered with yellow knitted blanket.

Winter poses some special challenges. First, there’s the need to stay warm. But doing that often means cranking up the heat, which makes your bills higher. Fortunately, there are a lot of ways to stay comfortable and keep your power bills from skyrocketing. Let’s look at several of them. Better Insulation Insulation helps keep the … Read more

3 Rules for Financial Investments That Everyone Should Follow

Businessman putting coin into the glass jar with young plant, demonstrating financial growth through saving plans and investment schemes.

With savings accounts offering very low-interest rates, more and more people are turning to financial investments to help their money grow. While investing can be one of the best ways to make your money work for you, it can also be one of the riskiest ways to use your money. In order to limit the … Read more

77% Of Americans Lack Enough Emergency Savings to Cover One Month’s Expenses

Flustered African American woman very nervous sighing and touching face with hands sits on couch of home.

Do you have enough money to cover one month of expenses? If you don’t, then you are not alone. A staggering 77% of Americans don’t have enough money to cover one month of expenses. A recent survey by Forbes Advisor shows a staggering 40.7% of respondents find themselves in this precarious financial situation. Even households with six-figure … Read more

FAFSA Is Delayed, but You Can Still Apply for Scholarships to Take Away the Sting of College Tuition

Smiling female student holding text books.

The delay in processing FAFSA forms has affected high school seniors nationwide. As NPR reported, “The department won’t send students’ FAFSA data to schools until the first half of March. Previously, it had said it would start sending that data in late January. For more than 17 million students, the FAFSA is the key to … Read more