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Robyn

15 Money-Saving Tricks That Seem a Bit Extreme (But Actually Save Money For Lower-Income Americans)

Jun 20 2025May 14 2024 by Robyn
Bad news in mail. Sad, depressed senior man sitting on a chair at home, holding a last notice letter from the bank, holding his head, and thinking about finance problems of elderly people.

Saving money is a goal many of us strive for, but some people take frugality to the next level with unconventional money-saving tactics. While these methods may seem extreme initially, they can help you cut costs and build your savings over time. Here are 15 money-saving tricks that might raise eyebrows but can also fill … Read more

Categories Personal Finance

15 Things That Have Simultaneously Become Both Worse in Quality and Higher in Cost

May 14 2024 by Robyn
Deep in creativity, beautiful young caucasian female artist, blonde, intensely engrossed in her painting hobby, standing in her art studio, brush and palette.

In a world where we expect progress to bring better quality and value, the reality can be disappointing. From cable TV to grocery food, many essentials have become both worse in quality and higher in cost. Let’s look at 15 things many consumers feel aren’t worth the increasing cost. 1. Declining Cable Television Cable television … Read more

Categories Personal Finance

15 Frugal Money-Saving Life Hacks That Really Work For Everyday Spending

May 14 2024 by Robyn
Young, serious blonde woman carpenter stands tall in carpentry studio, bringing beauty and professionalism to woodworking industry.

Looking for ways to save more money? It’s time to consider some money-saving life hacks that can significantly impact your budget. From simple tricks to more substantial lifestyle changes, these 15 hacks will help you manage your money better and achieve your financial goals. 1. The 72-Hour Rule The 72-hour rule is your first line … Read more

Categories Personal Finance

3 Reasons to Skip Ramsey’s Advice (And What to Do Instead)

May 14 2024 by Robyn
Dubai, UAE - May 09, 2024: Close-up Dave Ramsey's The Total Money Makeover book in the bookstore.

Over the past 7 years, I’ve created my net worth from the ground up, challenging some conventional financial wisdom along the way. While experts like Dave Ramsey advocate for a life almost entirely free of debt, with the exception of a mortgage, I have a different perspective on debt’s role in wealth building. To me, … Read more

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