There are a significant number of people across the nation that have no money saved at all that they could use in the event of a financial emergency. When these people are asked why they do not have any savings available, they commonly respond with one of the typical excuses that are used to justify … Read more
Saving more money would make anyone happier, regardless of income level. Saving more means a more secure future as you will have more money available to take care of any unexpected financial issues that may occur. People that have money available in a savings account experience less stress and anxiety over financial issues in their … Read more
Hi All, When it comes to wealth optimization one problem which comes up is finding a foolproof strategy for increasing your bottom line. Strategies like investing in stocks, radical budgeting and savings, or starting a small business all work for some people, but not for others. This aside, one thing which is likely to act … Read more
Hello All, When you are thinking about how much to save, here are a couple of rules of thumb: 1. If you want a comfortable retirement, saving 10% of your pre-tax income is the way to go. So if you make $50,000 per year, save at least $5,000. This has to be rock solid. If … Read more