When a debt hasn’t been paid for a long time, the creditor may sell the debt to a collection agency. It’s then up to the agency to collect the debt. Having this on your credit report lowers your score significantly. These collection accounts stay on a credit report for seven years and can keep you … Read more
Your kid’s education is crucial. But that multi-colored sparkly folder they’re eyeing up might not be nearly as necessary. Here are ten ways to keep the back-to-school costs from toppling your bank account. Shop Used or Refurbished Depending on how old your kids are, you could find some eye-popping price tags for items like laptops … Read more
Pets bring immense joy and companionship to our lives, but as pet owners, we are responsible for ensuring their happiness and well-being. However, maintaining your pet’s health doesn’t have to break the bank. Creativity and resourcefulness make keeping our furry friends healthy and content possible without straining our budgets. Jason Higgs, the Senior Deals Strategist … Read more
In times of economic uncertainty and rising costs, it’s more important than ever to have a solid financial plan in place. The 60/30/10 budgeting method is a practical strategy that can help your dollars go further, even during periods of high inflation. This budgeting approach allocates your income into three main categories: 60% for essential … Read more