Q: I found the car of my dreams. It has great gas mileage, four-wheel drive, seat heaters, and a DVD video system. As luck would have it, this perfect vehicle is out of my price range, and I’m trying to strategize ways to finance it. About a decade ago, I had to default on my … Read more
Saving money is hard. Committing to a savings plan requires cut throat motivation and determination. Even setting up automated transfers can seem like a daunting task, and squirreling away money minimizes that instant gratification of spending your hard-earned money. However, without having a robust savings, so many crucial purchases are out of reach. When it … Read more
How much money do you need to retire? It’s one of the most difficult questions you’ll ask yourself as you approach your 60s. There are hundreds of retirement calculators out there that aim to help you assess how much money you’ll need when you call it quits. The vast majority claim to be able to … Read more
Whether you are on salary or make an hourly wage, most of us get paid every two weeks. It’s a system that makes it easy for us to envision our finances and estimate our earnings every year. However, our bills and other expenses are not in sync with our bi weekly payouts, and many of … Read more