Christmas is 64 days away. If you’re paid semi-monthly, you’ve got four paychecks remaining to save up for gift giving. Christmas is a time of year when you can easily overspend. The best practice is to set a Christmas budget, spend smart, and avoid the penalty of paying for your frivolity next year. Here are … Read more
Knowing what you want your future to look like financially, then using that knowledge to make wise choices with your money aligned with your goals is critical to improve your finances. “Create your future from your future.” – Natalie Bacon This quote is one of my favorites. It applies to all facets of life, from … Read more
The National Retail Federation (NRF) predicts Americans will spend $8.8 billion on Halloween, the third-highest in a fifteen-year history. While the average consumer will outlay just under $90 this year, you may be trying to stretch your dollar a little further. Three tips for creating a Halloween costume on a boo-get. 1. Shop your … Read more
I was listening to one of my favorite podcasts on the way to work this morning about grocery shopping – The Lazy Genius. She was discussing the principle of defining what is most important to you with regards to grocery shopping. Is it saving money on price, convenience, or the experience? I had to laugh … Read more