Negotiation is becoming a lost art. According to a survey conducted by CareerBuilder.com, 56 percent of people report having never asked for a raise and 49 percent of people offered a new job accept the first offer they’re given without negotiating. Since some companies lowball their initial offer in anticipation of negotiations occurring, you could … Read more
A majority of Americans are afraid that they won’t have enough money saved for retirement to live comfortably. According to a recent report from the Transamerica Center for Retirement Studies, nearly half of current retirees say they waited too long to begin saving for retirement and 61 percent of respondents expect Social Security to be … Read more
The cost of college is increasing rapidly, with the average price of a four-year public college rising more than 15 percent since 2008. Students that want to complete a college education must often take out hefty loans to pay for tuition, books, and associated expenses. Fortunately, there are various ways to get money for college … Read more
If you are over the age of 70 ½ and you have not yet taken your required retirement plan distributions for this year, there is no time to spare. These distributions from your retirement accounts must be taken before December 31 or you will face a hefty tax penalty. Most retired individuals are required to … Read more