Millions of people across the nation are owed money from housing deposits, refunds, old pension plans, and forgotten bank accounts, as well as numerous other types of financial windfalls. It is estimated that nearly $41.7 billion is currently held in government unclaimed-property programs. By law, companies can’t keep that money and must turn it over … Read more
Millions of Americans are missing out on a billions of dollars in free money. How, you ask? They are missing out on free money by not getting the full employer matching contribution for their 401(k) accounts. According to a new report by independent investment advisory firm Financial Engines, workers left an average of $1,336 in … Read more
Retirement planning is already difficult enough, but the unknown factors that will affect your retirement planning in the future make it even more difficult to determine how much you should be saving for retirement. Some people are overly optimistic about the effects that these factors will have on their plan for retirement, causing many to … Read more
Many people that are close to reaching retirement age are not nearly as prepared for retirement as they would like to be. After years of neglecting their retirement savings to provide their families with the things that they needed, they are now finding that they are far behind on where they would like to be … Read more