Skip to content

Archive for

23
Jun

Employee Referrals: The Double-Edged Bonus

Share

Referrals are a win-win situation! The referred party typically gets some sort of special deal while the referring party gets some sort of compensation. Just check out all the newly added affiliate advertisements on the right-hand side. You’ll get some great offers, and I’ll get a nice “thank you” ;)

There’s never really any backlash for referring others to products or services. Once the transaction has been made, each party continues on their merry ways. If the referred is no longer happy, they can easily leave. On the opposite end, they can start making referrals themselves if they’re very happy.

Most people know the different adages about employment, namely:

it’s not what you know, it’s who you know”.

Read more »

19
Jun

Book Review – Enjoy Your Money

Share

Referred to as the “Counter-Culture Club”, the book – Enjoy Your Money: How to Make it, Save it, Invest it, and Give it by J. Steve Miller – chronicles a group of young friends who, interestingly enough, met during in-school suspension.

In trying to learn more about each other, they come to the realization they all had one thing in common – a general lack of understanding about money. Having parents with poor financial habits and seeing them struggle, they looked for guidance. This came somewhat unexpectedly in the form of an older, Social Studies teacher no one paid much attention to.

What followed was a series of breakfasts at a local diner where the group learned everything from saving for retirement to car shopping. The group even picked up an additional member, one of the wait staff! The group entertains a host of guest speakers – people they never would have thought were financially successful until they heard their stories. Most of the individuals came from meager means, but were able to build wealth through education and sound financial principles.

Read more »

14
Jun

How to Compare Rates for Mortgage Refinancing

Share

If you’ve heard of Zillow, and like it, then you need to check out FinestExpert.com.  A guest post from Dr. Boyer, the article argues that one can’t simply look at interest rates when considering mortgages.  Understanding other factors, like how long you intend to keep the loan, are required in order to make the right decision.


How do I compare rates to find the best mortgage?” is often the first question people ask when considering mortgage refinancing or when looking at homes for sale as investment property, a second home, or primary residence. Industry standards are evolving but it is still difficult to compare mortgage interest rates on an apples-to-apples basis between different mortgage lender loan programs.

To compare home loan rates, it is important to compare the same type of bank mortgage loan program – e.g., start with a fixed mortgage and pick a 30 year mortgage or a 15 year mortgage. Then there are three keys to evaluate the best home mortgage loan for you.

Read more »

8
Jun

Fraud Prevention in Under 5 Minutes

Share

How much time are you willing to spend to prevent fraud? Would you spare 5 minutes?

That’s all it takes to complete the OptOutPrescreen form.

And the best part, you have two options: 5 years or forever.

After launching the program, many people were confused considering it to be fraud. Rightly so, the program is hosted through the big credit reporting agencies. If it looks like a phish, and smells like a phish, then it must be a phishing scam – right?

The FTC now provides an information page to dispel these myths.

So, how does the program add another layer of protection to your identity?

Read more »