A Systematic Approach To Money
Debt has a negative connotation. Talk to anyone about debt, and they’ll have strong feelings against it. And those that are debt-free wear their badge proud. No debt is better than debt, and I believe your choice should be to choose debt freedom. However, I also believe debt can be viewed with a positive lens. Today, […]
The highest number of credit cards owned by a single individual is 1,562!!!! While well above the average of 3.6 credit cards per household, it leaves you wondering what is the advantage of carrying multiple credit cards. Pros and Cons of Having Multiple Credit Cards Credit cards can be a valuable financial tool when used […]
Last month, I wrote about why a cash loan can be a bad idea, but what if you’ve got an emergency cash need. This week, I’m talking about six alternatives to bank loans you may want to consider if you’re looking for additional cash in a hurry! Six Alternatives to High-Interest Bank Loans 1. HELOC […]
Small cash loans can come in the form of a payday loan, a personal loan, or cash borrowed against your credit card. If you’re short on cash, you may be considering one of these options to bide you some time. While there may be strategic reasons to do so, generally it’s not an advisable practice. […]