A Systematic Approach To Money
Last month, I wrote about why a cash loan can be a bad idea, but what if you’ve got an emergency cash need. This week, I’m talking about six alternatives to bank loans you may want to consider if you’re looking for additional cash in a hurry! Six Alternatives to High-Interest Bank Loans 1. HELOC […]
Small cash loans can come in the form of a payday loan, a personal loan, or cash borrowed against your credit card. If you’re short on cash, you may be considering one of these options to bide you some time. While there may be strategic reasons to do so, generally it’s not an advisable practice. […]
Calculating and understanding your total net worth is one of the first money moves you should make as you begin to organize, and therefore improve your finances. What is Net Worth? Net worth is the difference between what you own and what you owe. In more technical terms, it’s your total assets (everything you own) […]
A credit score is a three-digit number that predicts how likely you are to repay your debt based on your credit history. Essentially, it’s the numerical equivalent of your credit worthiness. Credit scores range from 300 to 850 with the average credit score in the U.S. hovering around 680, dependent on the credit model utilized. […]