Middle-class Americans need to start saving money, and they need to do it stat.
Inflation is rising, and no one is getting paid more. Everything is just so expensive. Frankly, it’s exhausting. But there is hope. Frugal living is really not that bad. There are some great ways to save money and feel better about yourself. Using these tips to simplify your life and reduce your spending will make you happier than ever.
Living a simpler life is the best way to save money because it makes you feel happier and freer.
1. Cut Out the Alcohol
Alcohol is one of the most expensive drinks you can buy, and it’s not even good for you. By cutting down on alcohol, you’re saving money and improving your health. Plus, once you stop drinking, you may notice that your other habits also straighten out.
2. Practice DIY Home Beauty Treatments
Spas and salons are a lovely treat, but a lot of the time, they’re overpriced. Learn how to do your hair, nails, and tanning routine at home. You’ll be saving money and learning a new skill! While beauty influencers might try to convince you that you need specific products or techniques, old-fashioned treatments usually work just as well!
3. Batch Cooking for Efficiency
Batch cooking is when you make a lot of food at once and then store most of it for later use. Not only does this save you time, but it can also help you money on grocery shopping. If the food is already made, you’ll be less likely to order take-out or buy lunch.
4. Plan Low-Cost Outings
Everyone needs to get out sometimes – but you don’t have to break the bank while doing it! Plan free or cheap activities whenever you’re going out. You’ll have fun and be saving money. You can do so many free things, and you’ll have some great adventures trying out new things.
5. Repair or Repurpose Furniture
Don’t throw out your furniture once it gets old! Consider reusing it somewhere else in the house, or try fixing it and returning it to its former glory. See if you can get free furniture from people moving or downsizing, and be creative in making it work for your home.
6. Utilize Free Workout Videos
There are thousands of workout videos available online for free. They can help you stay fit without paying for a gym membership. You can slowly get exercise equipment for your house if needed, but often, you can do most workouts with just YouTube.
7. Mend Household Items
Try mending household items when they break or get worn instead of immediately buying new ones. Many items can be repurposed with just a little bit of fixing up! Learn how to sew to mend small tears and buttons.
8. Limit Paper Towel Usage
Paper towels are useful, but using them too often can be expensive! Instead, try only using them when you need them. Or, use reusable washcloths or rags instead. It’s a quick and easy way to save money and reduce garbage.
9. Reuse Gift Wrapping
Whoever said you need to buy new gift wrapping every time you get someone a present? Reuse gift wrapping from things gifted to you to save time and money!
10. Use Homemade Insect Repellent
Insect repellent is easy to make at home and cheaper than store-bought options!
11. Avoid Unnecessary ATM Withdrawals
Many ATM withdrawals incur an extra fee, so you’ll want to avoid using them whenever possible. Instead, get cash back when you go to the grocery store or when you visit your bank in person.
13 Signs You’re Financially Better Off Than the Average American
Achieving financial stability where you can meet your current financial obligations comfortably and still plan for the future is a goal everyone strives to attain.
However, while you may be able to pay your bills, save for vacations, and afford to dine out occasionally, you may feel left behind, especially if you compare yourself with your peers or others with higher salaries. You may be doing way better financially than the average American.
13 Signs You’re Financially Better off Than the Average American
8 Things the Middle Class Won’t Be Able to Afford in Five Years
Unfortunately, inflation’s vice grip on the middle class shows no sign of relenting anytime soon. Here are eight things about to get significantly more expensive for those in the middle of the pack to fit into their quickly tightening budgets.
8 Things the Middle Class Won’t Be Able to Afford in Five Years
20 Luxuries That Were Attainable 50 Years Ago That Now Escape the Middle Class
Specific experiences and commodities from the past were part of everyday life, accessible to most, and cherished by many. Fast forward half a century, and you’ll find these once-common threads have become silken and exclusive, reserved for the wallets of the well-to-do.
The landscape has shifted from leisure activities that bond families and friends to necessities that ensure health and happiness.
20 Luxuries That Were Attainable 50 Years Ago That Now Escape the Middle Class
14 Companies That Will Give You Free Food and Products Just for Asking
More companies are now offering free samples to get customers to try a new product. Over time, these companies gain loyal customers and can increase their sales. As a customer, you also get to test out free products and sample foods you’ve never tasted.
Here are some companies that will give you food and products for free just by asking.
14 Companies That Will Give You Free Food and Products Just for Asking