2010 - Page 2 of 14 - Engineer Your Finances

Festive but Frugal – Impress for Less this Christmas

Dec 24 2023Dec 03 2010 by Fin Engr

One holiday down, and another around the corner… Starting to feel more generous with your spending as you embrace the festivities? Whatever expectations you take with you into the festive season, take a moment to ponder what you’ll be taking back out with you on the other side. When January rolls around, will your lasting … Read more

Protect Your Purchases: Free Inventory Software

Aug 19 2015Nov 14 2010 by Fin Engr

After our wedding, one of the financial to-do’s* was consolidate insurance. When the agent asked me if I could ballpark the replacement cost of everything we were insuring I jokingly responded – somewhere between $100 and $100,000 should cover it.

Unless you live in a hurricane zone or have a taste for the exquisite, property insurance doesn’t regularly cross our minds. Once you own a home it becomes more of a consideration, but people still fall short in estimating the true value of what they actually own.

Starting out, we have very little, and often discount those items. Seems silly to insure our used futon doesn’t it? Maybe this ties into the disposal mindset we treat our possessions with, but I think it has a lot more to do with lack of documentation.

There’s tons of suggestions for tracking our property from maintaining binders of original receipts to making video documentaries of your residence, but I’ve absolutely fallen in love with this FREE software solution – What Your Own Home Inventory.

From the program itself…

This software will enable you to create a room-by-room inventory of your home. Having an up-to-date home inventory will help you to:

Purchase enough insurance to replace the things you own

Settle insurance claims faster

Substantiate losses for your income tax return

Read more

3 Strategies To Envision Your Way To Debt Freedom

Aug 19 2015Nov 09 2010 by Fin Engr

Quite fittingly, the newest book I’ve started – Generation Earn – mentioned Digerati Life under the “Job Juggling” chapter for Gia’s accomplishment in turning her part-time hobby into a full-time gig.

A well-known personal finance site that writes about smart money moves, Digerati Life’s offer to write a guest post was a much welcomed email. Enjoy the post!

Vision is defined as the ability to see. In another definition, vision is defined as foresight, or the ability to see beyond the obvious and beyond the circumstances. According to Dr. Myles Munroe, a motivational speaker, “vision is the source and hope of life.” And is “the greatest gift ever given to mankind.”

That sounds nice and maybe even a little over the top, granted that this is a description that’s offered by an evangelist (it’s his job to inspire, after all). But let’s look at the message here: what does vision have to do with gaining freedom from debt? Would vision be able to eliminate it? Well, you won’t be crediting vision for paying your bills. But thanks to this, you may be empowered to think clearly and to stay on track when pursuing your debt elimination efforts.

Stocking Up On Household Goods For FREE

Aug 19 2015Oct 29 2010 by Fin Engr

For the past few weeks I’ve been laid up with two different, but related back muscle injuries. Constantly pushing myself, I had a minor strain during a long run. Instead of resting then, I spent the remainder of the weekend moving furniture and continuing to train. So now, I’ll be skipping the Marine Corps race (10k, not the marathon) this weekend and letting the wife run it alone. Things have gotten a lot better though, and we went indoor rock climbing last night, but I just don’t think I can manage the race *and can’t allow a so-so time :).

During this time, I’ve been using a fair amount of heat pads. In need some of more, I recently stocked up on them along with lots of cold medicine. The best part of all – everything I got was… FOR FREE! These aren’t trial sizes either; we’re talking regularly sold products.