Year: 2010

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Lots of people have portfolios they’re comfortable with, that they believe in the strategies, and are sticking with these approaches for the long-term. But many may also have that nagging feeling of, “there could be more” or “there’s a better way to do this”.

As a way of grounding their investments, these people will often look towards technical analysis as a way of complementing their investing styles. On the spectrum, there’s a wide array of techniques: Elliot Wave Theory, Fibonacci Arcs/Fans/Retracements, & Relative Strength Index to name a few. Of course, even the most technical calculations are fallible as we learned with the prediction paradox.

Now – on to the product!

Referrals are a win-win situation! The referred party typically gets some sort of special deal while the referring party gets some sort of compensation. Just check out all the newly added affiliate advertisements on the right-hand side. You’ll get some great offers, and I’ll get a nice “thank you” ;)

There’s never really any backlash for referring others to products or services. Once the transaction has been made, each party continues on their merry ways. If the referred is no longer happy, they can easily leave. On the opposite end, they can start making referrals themselves if they’re very happy.

Most people know the different adages about employment, namely:

“it’s not what you know, it’s who you know”.

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Referred to as the “Counter-Culture Club”, the book – Enjoy Your Money: How to Make it, Save it, Invest it, and Give it by J. Steve Miller – chronicles a group of young friends who, interestingly enough, met during in-school suspension.

In trying to learn more about each other, they come to the realization they all had one thing in common – a general lack of understanding about money. Having parents with poor financial habits and seeing them struggle, they looked for guidance. This came somewhat unexpectedly in the form of an older, Social Studies teacher no one paid much attention to.

What followed was a series of breakfasts at a local diner where the group learned everything from saving for retirement to car shopping. The group even picked up an additional member, one of the wait staff! The group entertains a host of guest speakers – people they never would have thought were financially successful until they heard their stories. Most of the individuals came from meager means, but were able to build wealth through education and sound financial principles.

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