Charmaine

Frugal people aren’t big fans of excessive spending, but even they have to admit that spending on these seven things is well worth the cost. 1. Legal Advice   This might be a curveball as the first expense on the list, but frugal people would agree: if you need legal advice, now is not the … Read more

There’s a lot of financial advice in the blogosphere, but these are the six bits of wisdom that everyone should consider when prioritizing their financial well-being. 1. Buy Yourself Time, Not Just Things   They say time is money, so buying yourself more time is a good investment. Many people avoid spending money to increase … Read more

This year’s tax refund is either on its way to your bank account or already sitting there, ready to be allocated into your financial future. Here are the seven best things you can do with your refund to make the most of it 1. Create Your Emergency Fund   An emergency fund is one of … Read more

There’s more than one way to budget, but people often share some qualities that make them fit neatly into one of these eight boxes of budgeters. 1. The Good-Intentioned One   A good-intentioned budgeter wants to budget in their heart of hearts. But sadly, they can’t bring themselves to open the app until their guilt … Read more