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Jenny Smedra

Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

5 Reasons Why You Shouldn’t Skimp on Car Insurance

Jun 07 2022 by Jenny Smedra
Why You Shouldn't Skimp on Your Car Insurance Policy

I hate paying more than I should for anything. But, there is something especially irksome about paying for services I don’t use. So, I find myself carefully monitoring my subscriptions, memberships, utilities, and insurance plans. When possible, I cancel the ones we don’t use or downgrade services to save money. While there are many things … Read more

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Debunking These 15 Credit Score Myths

Dec 26 2023May 24 2022 by Jenny Smedra
Debunking These Myths About Your Credit Score

Growing up, my dad drilled certain financial lessons into us kids. First, live below your means. Second, put at least 25% of your paycheck into savings or an investment account. Third, protect your credit score. These are all great pieces of advice. However, I never really understood how credit worked and felt stupid asking. Unfortunately, … Read more

Categories Credit & Debt, Financial Security, Personal Finance

Preparing for Future Funeral Expenses

Mar 24 2026Apr 12 2022 by Jenny Smedra
Planning for Future Funeral Expenses

Not many people enjoy talking about death. So, it makes sense that it is not a popular topic of conversation. However, you can’t avoid it forever as it will eventually come for us all. For my father, this time is coming much sooner than expected. The grief of life without him can become paralyzing. But … Read more

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Do You Have to Report Cash App Payments to the IRS?

Mar 15 2022 by Jenny Smedra
Do You Have to Report Cash App Payments to the IRS?

Nowadays, it seems like everyone uses cash apps. And since they are so fast, convenient, and easy to use, it’s no wonder why electronic payment apps have gained popularity. Small business owners are also taking advantage of these cash apps to receive and track payments. However, there are new rules to report cash app payments … Read more

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