Renee Simpkins For most of the people employed in the United States, the 401(k) plan is their largest source of retirement savings and the key to their future financial security. Increasing the amount of money in your 401(k) plan to the point where it will sustain you during your retirement years requires dedication and careful budgeting. These … Read more
After reaching a settlement with 31 state attorneys general, the three major credit reporting agencies – Equifax, Experian and TransUnion – have agreed to make changes to the way information is added, reviewed and removed from consumers’ credit reports. Over the years, millions of reports have been made to government agencies by concerned consumers worried … Read more
Graduation season is a time of celebration for many families. College graduates are celebrating the completion of many years of education and their families are celebrating the symbolic beginning of their children’s adult lives. After graduation, new college graduates are faced with a lot of new challenges, including managing their money effectively to become financially … Read more
Living paycheck to paycheck is not just a problem for lower-income workers. Studies have found that many high earners are also finding themselves trapped in the living paycheck to paycheck financial cycle. A recent survey by SunTrust found that almost one-third of survey respondents making $75,000 per year or more are living paycheck to paycheck … Read more