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Renee Simpkins

Why Having Savings Is Essential To Having Good Credit

May 29 2015Sep 01 2014 by Renee Simpkins

The other day, I read a couple of frightening statistics. In an article in CNNMoney, the statistics quoted that nearly 75% of Americans were living paycheck to paycheck and that more than 25% of Americans had no savings to fall back on in the event of an emergency. These statistics are frightening because having savings … Read more

Categories Financial Security Leave a comment

Changing Your Mindset Can Help You Save More Money

Apr 19 2022Aug 29 2014 by Renee Simpkins

One of the biggest barriers to improving our finances is our mindset about money and how to spend it. If you grew up in a household where money and finances were not regularly discussed amongst the entire family, your mindset about money may not be the same as someone that has had some type of … Read more

Categories Personal Finance Leave a comment

How To Deal With A Charged Off Debt

May 29 2015Aug 25 2014 by Renee Simpkins

If you have a debt that has been charged off, there is a good chance that your finances have been in turmoil for a while. Once you have gotten your financial house back in order, you may think that you no longer have to pay the charged off debt because it has been removed from … Read more

Categories Credit & Debt Leave a comment

Following These Steps Will Improve Your Credit Score

May 29 2015Aug 21 2014 by Renee Simpkins

There are many people that make good money at their jobs but have a low credit score for a variety of reasons. Some have had financial trouble in the past while some others do not have enough of a credit history for the highest credit scores. If you are looking to improve your credit score, … Read more

Categories Credit & Debt Leave a comment
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