Renee Simpkins 
Americans are great at a lot of things, but some things that we are great at, like wasting money, we should not be proud of. The average American wastes thousands of dollars each year on purchases that they do not need to make and on fees that they could have easily avoided. This results in … Read more
Many people believe that refinancing their home is a good way to get the money that they need without having to pay a high interest rate to obtain it. While refinancing a home can be a good financial move in certain situations, it is not always a good idea to pull equity out of your … Read more
Many people underestimate the importance of having a solid credit history. Building a solid credit history and keeping your credit score high can help you get the things that you want in life, including a house, a car, a job or a promotion. A solid credit history can also result in you paying less for … Read more
There is a lot of misinformation out there about credit scores and how they are calculated. These credit score myths arose from people that really didn’t understand how credit scores worked and the information spread from person to person until it became common knowledge. Confusion about our credit scores can result in making financial mistakes … Read more