Renee Simpkins Whenever you go into a store, you are under a constant subliminal assault to get you to spend more money than you intended to spend when you walked into the store. This can easily lead to overspending and creating debt if you are not aware of what is happening to you. In order to avoid … Read more
Disputing a credit card charge can be a harrowing experience. First, you must deal with the issue that caused the charge that you are disputing and then you must deal with the credit card company to get the charge removed. Fortunately, the 1975 Fair Credit Billing Act (FCBA) protects your rights during credit card billing … Read more
Loans can be a tricky financial product. Depending on what kind of loan it is, the terms can be complicated and difficult to understand. The more expensive the loan is, the more details will be needed to govern the repayment of the loan and the interest earned by the party that extended the loan. When … Read more
Having a credit card is a privilege, not a right, but it is amazing how many people fail to learn about their credit cards and how to use them properly. As a result, many people make silly mistakes with their credit cards that end up costing them a lot of money. Some of these mistakes … Read more