Renee Simpkins Smartphones have become very popular as more and more people see the allure of keeping what is essentially a tiny computer in their pocket or purse. Smartphones can do a lot of things, but they can cost a lot of money too. Some of the costs associated with using a smartphone are not obvious and … Read more
One of the most common questions asked by people attempting to manage their own finances is “Should I use my savings to pay down my debt?” The answer in most cases is yes, because the interest rate that you are paying on your debt is often much higher than the interest rate that you are … Read more
Figuring out the amount of money you will need for a comfortable retirement is a difficult calculation to make. There are a lot of unknowns that must be estimated to come up with a reasonable number and even then, you cannot be sure if the number you reach is too high or too low. To … Read more
Credit cards can be a great benefit to the people that hold them. A credit card is often required to reserve a hotel room, rent a car, or book tickets for travel and provide a source of emergency funds if you’ve been injured or have another emergency that must be paid for right away. A credit card can also make a purchase hard to pass up.