Renee Simpkins Scrimping and saving can be a big pain, especially if you have limited funds or your monthly bills eat up most of your income. In order to save more of your money without having to dramatically change your quality of life, you can adopt some simple habits that will help you spend less each month. … Read more
As new rules and regulations have crimped the profits of the nation’s largest banks, some banks have compensated by increasing existing bank fees and introducing new ones. These aggravating banking charges can appear when you do not expect them and can reduce the balance of your bank account by a significant amount. Knowing what these … Read more
People desperate for loans in tight economic times are easy prey for predatory creditors. These unscrupulous lenders target consumers who have a limited ability to repay the loans, such as the elderly, people with limited education, those with weak credit histories, and other low-income groups. They extract as much money as they can from these … Read more
Trying to get a handle on the world of credit can be confusing and is not easy. There are many myths and misstatements about credit that are repeated as fact, making what you think you know about credit and credit scores probably wrong. If you want to be smart about credit, here are the things … Read more